Use the equity in your home to make home improvements, purchase a vehicle, consolidate your debt, or take a
vacation. Plus, the interest may be tax deductible (consult your tax advisor).

Rates

Up to 80% of Equity

APR: 5.00%

Over 80% of Equity

APR: 7.00%

APR=Annual Percentage Rate. Rates current as of 11/21/2009.
Last changed on 12/10/2008. APR may vary and the maximum interest rate of 18% may be imposed in a variable-rate plan. For qualified borrowers only. Any minimum, fixed, transaction, activity, or similar charge may be imposed. The credit union may also include a range of charges between $0 and $500 that may apply. Manufactured, modular, and mobile homes qualify for 80% financing. All other traditional homes qualify for 100% financing. PrimeLine has a rate floor of 5%.

Our PrimeLine Home Equity Loan is a line of credit secured by your home, vacation home, or second home in the state of Wisconsin. There is no minimum advance limit.

3 Months Fixed (Minimum rate of 5%)

80% LTV (loan to value) with rate set at
Prime minus 0.5%*
Over 80% LTV with rate set at 3.75%
above Prime*

3 Year Fixed (Minimum rate of 5%)

80% LTV with rate set at 2.25% above Prime*
Over 80% LTV with rate set at 4.25%
above Prime*

5 Year Fixed (Minimum rate of 5%)

80% LTV with rate set at 2.75% above Prime*
Over 80% LTV with rate set at 4.75%
above Prime*

Open a PrimeLine for any amount and avoid all closing costs with a line of credit of $10,000 or more. If you already have a line of credit, we may be able to increase it for you! Qualify for a $5,000 or more increase, and we'll pay the closing costs. RCU's PrimeLine has no charges. No annual charge, no advance charge, and in some cases, no closing costs.

Access your line of credit in any of the following ways:

Write a PrimeLine check
Ask a teller for an advance
Call CompuTeller to transfer to savings or checking
Use eBranch to transfer to savings or checking

Apply for a 80% LTV Home Equity Loan online.**
Apply for a 100% LTV Home Equity Loan online.**
Read more about Home Equity Lines of Credit.