Use the equity in your home to make home improvements, purchase a vehicle, consolidate your debt, or take a vacation. Plus, the interest may be tax deductible (consult your tax advisor).

Our PrimeLine Home Equity Loan is a line of credit secured by your home, vacation home, or second home in the states of Wisconsin or Minnesota. There is no minimum advance limit.

3 Months Fixed

80% LTV (loan-to-value) with rate set at Prime minus 0.5%; minimum rate of 5%*

Over 80% LTV with rate set at 2.5% above Prime; minimum rate of 7.5%*

3 Year Fixed

80% LTV with rate set at 0.5% above Prime; minimum rate of 5.5%*

Over 80% LTV with rate set at 3% above Prime; minimum rate of 8%*

5 Year Fixed

80% LTV with rate set at 2% above Prime; minimum rate of 6%*

Over 80% LTV with rate set at 3.5% above Prime; minimum rate of 8.5%*

Open a PrimeLine for any amount and avoid all closing costs with a line of credit of $20,000 or more. If you already have a line of credit, we may be able to increase it for you! Qualify for a $10,000 or more increase, and we'll pay the closing costs. RCU's PrimeLine has no charges. No annual charge, no advance charge, and in some cases, no closing costs.

Access your line of credit in any of the following ways:

Write a PrimeLine check

Ask a teller for an advance

Call CompuTeller to transfer to savings or checking

Use eBranch to transfer to savings or checking

Apply for a 80% LTV Home Equity Loan online.**
Apply for a 100% LTV Home Equity Loan online.**
Read more about Home Equity Lines of Credit.

* Rates available for qualified borrowers. PrimeLine has a rate floor from 5% to 8.5% depending on program and loan-to-value.

** You must be a Member of RCU to complete this application. Join RCU.