Dependent Undergraduates*	Subsidized	Total (Subsidized & Unsubsidized)
First Year	$3,500	$3,500
Second Year	$4,500	$4,500
Third Year & Beyond	$5,500	$5,500
Independent Undergraduates* (and dependents whose parents are unable to borrow under the Parent PLUS program)
First Year	$3,500	$7,500
Second Year	$4,500	$8,500
Third Year	$5,500	$10,500
Fourth Year	$5,500	$10,500
Fifth Year	$5,500	$12,500
Graduates & Professionals	$8,500	$20,500

	Subsidized	Total (Subsidized & Unsubsidized)
Dependent Undergraduates*	$23,000	$23,000
Independent Undergraduates* (and dependents whose parents are unable to borrow under the Parent PLUS program)	$23,000	$46,000
Graduates & Professionals	$65,500	$138,500

* A dependent student is any student who is an undergraduate, under 24 years of age, unmarried, has no dependents, and is not a veteran. All other students are considered independent.