With our automatic transaction services you spend less time at RCU and more time enjoying the best things in life.
Direct Deposit & Payroll Deduction
Our Direct Deposit and Payroll Deduction services deposit your check automatically into your RCU account. And as always with RCU, your deposits are federally insured up to $250,000 by NCUA.
Direct Deposit—Your entire paycheck is
automatically deposited into your RCU Savings
or Checking Account. The deposit is arranged
by you and can be recurring (such as a paycheck)
or one time (such as a tax refund). You even have the flexibility to make loan payments. When you sign-up, you will also receive discounted personal check printing on accounts at RCU.
Payroll Deduction—You specify the
amount of your paycheck to be automatically
deposited into your RCU Savings or Checking
Account. You even have the flexibility to
make loan payments.
Use Direct Deposit or Payroll Deduction for:
- Paychecks and Bonuses
- Dividends and Interest Earnings
- Social Security Checks
- Annuity, Pension, and IRA Deposits
- Expense Reimbursements
Just like with a regular paycheck, your employer will issue a payment summary with every deposit. It will show your deductions for taxes, insurance, other obligations, and also the amount that was deposited into your RCU account(s).
Simply give your employer RCU's routing number (291880411) along with your account number. If your employer does not offer Direct Deposit or Payroll Deduction, encourage them to do so. Have your employer contact RCU's Business Development Coordinator, Colleen Leuschner, at 715-833-8106 or 1-800-341-9911 ext. 8106.
Apply online for Direct Deposit or Payroll Deduction.*
Make changes to your current Direct Deposit or Payroll Deduction.*
With Direct Payment, you can transfer money from your RCU account to another financial institution to pay your loan or deposit into your account. You can also transfer money from your account at another financial institution to your RCU savings, checking, or loan. Direct Payment even allows you to choose how often the transfer is made (weekly, bi-weekly, semi-monthly, monthly).
Use Direct Payment for:
- IRA Contributions
- Loan Payments
- Savings at Another Financial Institution
Stop by an RCU office or call Member Service.
* You must be a Member of RCU to complete this application. Join RCU.
** RCU must receive authorization at least 15 business days prior to the date you wish to start, change, or delete a deposit or payment. If deposit or payment falls on a weekend or a holiday, the transfer will be posted the business day prior to or following the scheduled date.