Congrats! Just for choosing Royal Credit Union to finance your vehicle, you’re officially a Member and part owner of the credit union! There are many benefits of being a Member at Royal Credit Union. We don’t have room to list them all, so here are a few of our favorites:
- $0 minimum balance and no monthly fees
- Free online and mobile banking, including Bill Pay
- 69 eliminated fees for our Members
- 23 Royal Credit Union branches in Minnesota & Wisconsin
- 5,000+ shared branch credit unions nationwide
- 30,000+ surcharge-free ATMs3
- Free replacement debit card
- Free notary services
Our not-for-profit structure means all profits are returned back to our Members with reduced fees, higher savings rates and lower loan rates.
Looking for your one-stop shop for all your financial needs? Royal Credit Union has you covered with a full scope of services including:
- Mortgage Home Loans
- Home Equity Line of Credit
- Credit Cards
- Kid’s Savings Programs
- Mobile Banking & Check Deposit
- Personal Loans
- Checking & Savings
- Business Loans & Credit
- Business Checking & Savings
- Merchant Services
- Money Markets
- Student Loans & Consolidation
- Insurance & Investments
- Auto Loans
1 Offer valid to persons with no prior checking relationship with Royal Credit Union in the last 12 months. To qualify for $100 offer, account holder must set up a direct deposit within 60 days. Account must remain open for six months. $100 will be deposited to the savings account upon direct deposit confirmation. If all requirements of offer are not met, Royal reserves the right to reclaim the $100. Account holder responsible for any applicable taxes. Offer valid through 1/31/19 and cannot be combined with any other offer. Subject to termination at any time. Other conditions and restrictions may apply.
2 Upon qualification. APY=Annual Percentage Yield. Rates current as of 11/26/2018. Last changed on 6/18/2018. Rates are subject to change at any time without notice. Rate may change after opening account. Fees could reduce earnings on account. For certificates, minimum balance of $100 to open certificate and to earn dividends. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Charges could reduce the earnings on the account.
3 Receive surcharge free withdrawals at all Royal Credit Union, Alliance One, or Co-op Network ATMs.