[{"RateCardID":"2","RateCardType":"Health Savings Account","RateCardName":"Health_Saving_Account","RatesList":[{"RateID":51,"RateOrder":0,"RateType":"Health Savings","RateName":"hsa-checking-1-5-26","RateDisplayName":"HSA Checking","RateNumber":null,"Term":null,"Balance":"$0.01 - $4,999.99","APR":null,"MonthlyPayment":null,"Margin":null,"DividendRate":"1.73%","RDRelationship":null,"APY":"1.75%","DisclosuresList":"","Product":null,"InfoLink":"~/checking-savings/savings-accounts/health-savings-account","ApplyLink":""},{"RateID":52,"RateOrder":1000,"RateType":"Health Savings","RateName":"hsa-checking-5000-1-5-26","RateDisplayName":"HSA Checking","RateNumber":null,"Term":null,"Balance":"$5,000 - $24,999.99","APR":null,"MonthlyPayment":null,"Margin":null,"DividendRate":"1.98%","RDRelationship":null,"APY":"2.00%","DisclosuresList":"","Product":null,"InfoLink":"~/checking-savings/savings-accounts/health-savings-account","ApplyLink":""},{"RateID":53,"RateOrder":10000,"RateType":"Health Savings","RateName":"hsa-checking-25000_1-5-26","RateDisplayName":"HSA Checking","RateNumber":null,"Term":null,"Balance":"$25,000 or more","APR":null,"MonthlyPayment":null,"Margin":null,"DividendRate":"2.22%","RDRelationship":null,"APY":"2.25%","DisclosuresList":"","Product":null,"InfoLink":"~/checking-savings/savings-accounts/health-savings-account","ApplyLink":""}],"DisclosuresList":[{"DisclosureID":16,"DisclosureName":"HSA_Checking_Base_Disclosure_1-5-2026","DisclosureText":"\u003cp\u003eAPY=Annual Percentage Yield. APY is current as of 1/5/2026. Last changed 1/5/2026. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. No minimum balance to open a checking account. APY is determined by the account balance. Minimum balance of $.01 to earn APY. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Royal Credit Union does not provide tax advice; consult a tax professional for more information on requirements and restrictions.​\u0026nbsp;Refer to our \u003ca href=\"https://files.rcu.org/disclosures/RCU-Member-Disclosures.pdf\" target=\"_blank\"\u003edisclosures\u003c/a\u003e and \u003ca href=\"https://files.rcu.org/disclosures/RCU-Service-Fees.pdf\" target=\"_blank\"\u003eservice fees\u003c/a\u003e for more information.​\u003c/p\u003e\r\n","DisclosureField":"3","RDRelationship":"Health_Saving_Account","DisclosureIdentifier":null}],"RateDisclosuresList":[]}]