[{"RateCardID":"3","RateCardType":"IRA","RateCardName":"ira-variable","RatesList":[{"RateID":139,"RateOrder":0,"RateType":"IRA","RateName":"ira-variable-24-02-01-2023","RateDisplayName":"Variable Rate IRA 24 Month","RateNumber":null,"Term":"24 Month","Balance":null,"APR":null,"MonthlyPayment":null,"Margin":null,"DividendRate":"2.08%","RDRelationship":null,"APY":"2.10%","DisclosuresList":"","Product":null,"InfoLink":"/investments-retirement-accounts/investments/ira","ApplyLink":""}],"DisclosuresList":[{"DisclosureID":38,"DisclosureName":"IRA_Variable_Rate_Base_Disclosure_2-1-2023","DisclosureText":"\u003cp\u003eAPY = Annual Percentage Yield. APY is variable and may be adjusted monthly. Rates current as of 2/1/2024\u0026nbsp;Last changed on 2/1/2023. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Charges could reduce the earnings on the account.\u003c/p\u003e\r\n","DisclosureField":"3","RDRelationship":"ira-variable","DisclosureIdentifier":null}],"RateDisclosuresList":[]}]