The best thing about saving for the holidays is that it's never too late to start... for next year!
If this describes how you feel about holiday saving, a savings account could be the solution. Read on to learn more about how savings accounts can help manage your holiday budget.
Save For The Holidays!
It's time to start thinking about holiday gifts, which means it's also time to start saving! Depositing your money into a Royal Credit Union savings account is a great way to keep your holiday budget on track. Check out the benefits of having a savings account for the holidays below!
Up-to-the housetop savings account rates. Your savings account earns a top rate at Royal. Your deposit is also federally insured by NCUA, so it’s safe as a sugarplum nestled snugly into bed. It’s better than hiding that money in your stocking by a long shot!
No reindeer games – funds are separate in their own account. Having a separate savings account can help you resist the temptation to spend money or ignore your holiday budget. The hands-off mentality that comes with a savings account helps keep you on track with savings goals like larger presents or a winter vacation. It’s like putting your holiday cookies away so they actually last until the holidays!
Your North Pole command center: online banking. All the details of your savings accounts show up in online banking and our mobile app, so you can sit back and watch your money grow. You can also use these online tools to transfer funds between accounts or even schedule a repeating transfer each week or month to have funds sent to your savings account without any extra action required on your part. So you’ll have more time to untangle the holiday lights.
Flexible balance and withdrawals. With a savings account, you have access to your funds at any time without penalty. So you can make a withdrawal (or transfer funds to your Royal Credit Union checking account) to do your holiday shopping whenever you want. There’s also no minimum balance on a secondary savings account, so it’s all yours, all the time.
As you can see, a savings account at Royal Credit Union can be a smart way to save for the holidays. Let’s work together to keep your holiday budget on track. Our team of elves is ready to help open your savings account today! Visit rcu.org, give us a call at 800-341-9911, or stop by any office location to get started!