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Routing Number: 291880411

Careers Contact Us   1-800-341-9911

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Up to 80% of Equity

APR: 3.25%

Over 80% of Equity

APR: 5.25%

APR=Annual Percentage Rate. Rates current as of 2016-02-07.
Last changed on 2015-12-17. APR may vary and the maximum interest rate of 18% may be imposed in a variable-rate plan. For qualified borrowers only. Any minimum, fixed, transaction, activity, or similar charge may be imposed. The credit union may also include a range of charges between $0 and $500 that may apply. Manufactured, modular, and mobile homes qualify for 80% financing. Minnesota properties may qualify for up to 90% financing. All other traditional homes may qualify for 100% financing. Certain exceptions may apply. PrimeLine has a rate floor of 3.0%.



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NMLS Number

In accordance with government regulation, appropriate RCU staff are mortgage loan originators with assigned NMLS numbers. Access the NMLS registry for more information. Learn more.



We have a very important tool for home improvements...THE MONEY! Apply online today.

Use the equity in your home to make home improvements, purchase a vehicle, consolidate your debt, or take a vacation. Plus, the interest may be tax deductible (consult your tax advisor).

Our PrimeLine Home Equity Loan is a line of credit secured by your home, vacation home, or second home in the states of Wisconsin or Minnesota. There is no minimum advance limit.

3 Months Fixed

  • 80% LTV (loan-to-value) with rate set at Prime; minimum rate of 3.0%*
  • Over 80% LTV with rate set at 1.75% above Prime; minimum rate of 5.0%*

5 Year Fixed

  • 80% LTV with rate set at 1.74% above Prime; minimum rate of 4.99%*
  • Over 80% LTV with rate set at 4.5% above Prime; minimum rate of 7.75%*

Open a PrimeLine for any amount and avoid all closing costs with a line of credit of $20,000 or more. If you already have a line of credit, we may be able to increase it for you! Qualify for a $10,000 or more increase, and we'll pay the closing costs. RCU's PrimeLine has no charges. No annual charge, no advance charge, and in some cases, no closing costs.

Access your line of credit in any of the following ways:

  • Write a PrimeLine check
  • Ask a teller for an advance
  • Call CompuTeller to transfer to savings or checking
  • Use online banking or business online banking to transfer to savings or checking

Apply for a 80% LTV Home Equity Loan online.**
Apply for a 100% LTV Home Equity Loan online.**

Read more about Home Equity Lines of Credit.

* Rates available for qualified borrowers. PrimeLine has a rate floor from 3.0% to 5.5% depending on program and loan-to-value.

** You must be a Member of RCU to complete this application. Join RCU.




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24-Hour Loan By Phone

It's easy! Just call

A representative will begin processing your loan request.

Arrangements will be made for you to sign the loan papers at your convenience at any RCU office.

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For More Information

Call 1-800-341-9911

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