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Routing Number: 291880411

Careers Contact Us   1-800-341-9911

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USEFUL TOOLS

View our flexible terms and great rates.

Use our loan calculator.

Check new and used vehicle prices with National Automobile Dealers Association (NADA).

Learn about Guaranteed Asset Protection (GAP).

 

 

Want to buy a new or used car, truck, boat, or snowmobile? We offer several payment terms and 100% financing at most local dealers. You can also get preapproved so your financing is ready when you find the perfect vehicle.

  • Check our low rates on new and used models.
  • Choose a term with monthly payments that fit your budget.
  • Get a quick decision.
  • Apply anytime – online, mobile, in person, phone.

Apply for a vehicle loan online.*
Apply for a recreational vehicle loan online.*

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Vehicle Loan Rates

Vehicle Loans
(Model Year 2012 or newer)

 

APR

Monthly Payment*

36 Months

1.98%

$28.63

48 Months

2.50%

$21.91

60 Months

2.50%

$17.75

72 Months ($10,000 Minimum)

3.99%

$15.64

Vehicle Loans
(Model Year 2011 or older)

 

APR

Monthly Payment*

24 Months

1.98%

$42.53

36 Months

1.98%

$28.63

48 Months

2.98%

$22.13

60 Months

2.98%

$17.96

72 Months

4.49%

$15.87

Other Secured Collateral
(Includes: Boats, New and Used RVs, Motor Homes, Campers,
Hauling and Travel Trailers, Motorcycles, ATVs, Dirt Bikes, Farm Machinery, Garden Tractors, Jet Skis, and Snowmobiles)

 

APR

Monthly Payment*

36 Months

1.98%

$28.63

48 Months

2.98%

$22.13

60 Months**

3.99%

$18.41

72 Months ($7,000 Minimum)

4.29%

$15.78

84 Months ($20,000 Minimum)

4.49%

$13.90

 

APR = Annual Percentage Rate
Rates current as of 2016-02-06.
Last changed on 2016-01-04

The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply.

* Monthly payment is based on payment per $1,000 for APR rate and term.

** Boats, RVs, travel trailers, and motor homes can amortize up to 180 months with a five-year balloon at a 0.5% higher rate than the 60-month term. Balloon loans DO NOT qualify for GAP coverage.

Rebate Calculator

You can save thousands by applying your manufacturer rebate to an RCU Vehicle Loan instead of taking the manufacturer's lower interest rate. Just complete the open boxes and the calculator will fill in the rest!

Vehicle Loan Rates

Description

Credit Union

Manufacturer

Vehicle Price

$

$ 0.00

Rebate

$

$ 0.00

Finance Amount

$ 0.00

$ 0.00

Interest Rate (%)

Months

Payment Amount

$ 0.00

$ 0.00

Monthly Savings

$ 0.00

 

Total Savings

$ 0.00

 

Apply Today

Apply for a vehicle loan online.*
Apply for a recreational vehicle loan online.*

 

* You must be a Member of RCU to complete this application. Join RCU.

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