RCU Investment & Insurance Team

Meet your team

Looking out for you is what we do.

Wherever you happen to be in life, the RCU Investment & Insurance Team can help you work towards your financial goals. Tell us YOUR story, and let us be a part of it. Here are a few of our specialties.

Check the background of your financial professional on FINRA's BrokerCheck

The Fine Print
The fine print

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Royal Credit Union and the RCU Investment & Insurance Team are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the RCU Investment & Insurance Team, and may also be employees of Royal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Royal Credit Union or the RCU Investment & Insurance Team. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:  AR, AZ, CA, CO, FL, HI, IA, ID, IL, MI, MN, MO, NC, OH, OR, SC, SD, TN, VA, WA, WI, WY. 

RCU Investment & Insurance Team

Matt Casey | Investment and Insurance

Matt Casey

LPL Financial Advisor - New Richmond Office View Bio
Matt Casey | Investment and Insurance

Matt Casey

LPL Financial Advisor - New Richmond Office

Email matthew.casey@lpl.com

Phone 1-800-341-9911 ext. 8006

Matt, an LPL Financial registered representative, serves Members of the credit union through the RCU Investment & Insurance Team. Matt joined the team in 2010 and has more than 15 years of experience in the financial services industry.

Matt is passionate about helping Members assess their current financial situation, clarify and define new strategies and needs, and develop a plan to pursue long term goals. Whether your goal is growth, retirement income, or a child’s education, Matt is always available to help you make more informed decisions about your financial future.

Matt is a life-long resident of New Richmond and a graduate of New Richmond High School. He earned a Bachelor of Science degree in Business from the University of Wisconsin-River Falls, and continues to expand his knowledge of insurance and investment issues by attending educational seminars and other professional training offered by national mutual fund and insurance companies.

Matt serves clients in the New Richmond, Star Prairie, Somerset, River Falls, and Twin Cities, MN areas. He looks forward to serving you!

Available by appointment only at Osceola Office, Somerset Office and St. Croix Falls Office.

Licenses/Registrations: FINRA Series 6, 7, 63 and 66 securities registrations held with LPL Financial.

Check the background of your financial professional on FINRA’s BrokerCheck.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Royal Credit Union and the RCU Investment & Insurance Team are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the RCU Investment & Insurance Team, and may also be employees of Royal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Royal Credit Union or the RCU Investment & Insurance Team. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:  AR, AZ, CA, CO, FL, HI, IA, ID, IL, MI, MN, MO, NC, OH, OR, SC, SD, TN, VA, WA, WI, WY. 

Royal Credit Union | Gina Gladwell

Gina Gladwell

LPL Financial Advisor - Golf & 93 Office View Bio
Royal Credit Union | Gina Gladwell

Gina Gladwell

LPL Financial Advisor - Golf & 93 Office

Email gina.gladwell@lpl.com

Phone 1-800-341-9911 ext. 3032

Gina specializes in full financial and retirement planning for our Members. She has a passion for helping individuals and families make sure that their overall financial picture is aligned with their life goals.

Gina earned a Bachelor of Business Administration Degree with a comprehensive major in Finance from the University of Wisconsin-Eau Claire, as well as a Business Communication Certificate and Supervisory Management Certificate. She is also a graduate of the Eau Claire area Chamber of Commerce Leadership program. Prior to joining Royal Credit Union in 2004, she worked as an Assistant Loan Analyst with West Central Wisconsin Regional Planning Commission and as an Equity Analyst with the Clearwater Fund - University of Wisconsin Foundation. Gina received the Director’s Club* award in 2018 as well as the Freedom Club award in 2019 with LPL Financial**.

Outside of her time at Royal, Gina enjoys spending time with family and friends. She is also an outdoor enthusiast, avid mountain biker and snowboarder, and loves to travel.

Available by appointment only at Shopko South Office and Whitehall Office.

Licenses/Registrations: FINRA Series 7 and 66 securities registrations held with LPL Financial.

Check the background of your financial professional on FINRA’s BrokerCheck.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Royal Credit Union and the RCU Investment & Insurance Team are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the RCU Investment & Insurance Team, and may also be employees of Royal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Royal Credit Union or the RCU Investment & Insurance Team. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:  AR, AZ, CA, CO, FL, HI, IA, ID, IL, MI, MN, MO, NC, OH, OR, SC, SD, TN, VA, WA, WI, WY. 

*Achievement is based on top 20% of annual production among LPL advisors only.
**Achievement is based on top 40% of annual production among LPL advisors only.

Scott Sommer

Scott Sommer

LPL Financial Advisor - Moholt Office View Bio
Scott Sommer

Scott Sommer

LPL Financial Advisor - Moholt Office

Email scott.sommer@lpl.com

Phone 1-800-341-9911 ext. 2276

The RCU Investment & Insurance Team is excited to have Scott Sommer as one of our LPL Financial Registered Representatives. Scott is an experienced and knowledgeable financial advisor, ready to work toward a
a stable financial future for you and your family. Scott’s main goal is to help you make well-informed decisions on what types of investments are right for you, and he is committed to helping you work towards your financial goals. Scott can assist with retirement plan/IRA rollover education, business retirement plans, college savings plans, and tax-deferred annuities, as well as long-term care, life and disability insurance.

After a long career in the retail industry where he owned a business in Duluth, MN for 20 years, Scott made the decision to sell his business in 2014 and join the financial services industry as a financial advisor at a large firm in Duluth. In 2018, with two of their children in Eau Claire and one in the Twin Cities, Scott and his wife Beth decided to move to a “warmer” climate to be closer to their children, and have made Eau Claire their home.

Scott has a Bachelor of Arts degree in Business Administration from the University of Wisconsin-Superior.

Scott has been involved in coaching youth football and basketball and is past treasurer of the Superior Noon Optimist Club. In his spare time, Scott enjoys running, golfing, being outside, and spending time with his family.

Available by appointment only at Menomonie East Office and Menomonie North Office.

Licenses/Registrations: FINRA Series 7 and 66 securities registrations held with LPL Financial. Life, Accident and Health Insurance licenses.

Check the background of your financial professional on FINRA’s BrokerCheck.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Royal Credit Union and the RCU Investment & Insurance Team are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the RCU Investment & Insurance Team, and may also be employees of Royal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Royal Credit Union or the RCU Investment & Insurance Team. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:  AR, AZ, CA, CO, FL, HI, IA, ID, IL, MI, MN, MO, NC, OH, OR, SC, SD, TN, VA, WA, WI, WY. 

Kelly France | Royal Credit Union

Kelly France, CFP®, AWMA®

LPL Financial Advisor – Birch Street Office View Bio
Kelly France | Royal Credit Union

Kelly France, CFP®, AWMA®

LPL Financial Advisor – Birch Street Office

Email k.france@lpl.com

Phone Phone 1-800-341-9911 ext. 5423

Kelly France has a passion for helping her clients work toward the path of financial success and achieving financial confidence in retirement. As an LPL Financial Advisor, Kelly specializes in financial and retirement planning. She also assists Members in making decisions on saving for education and helps local businesses with their employee retirement plans. Kelly is committed to helping her clients pursue their long-term financial goals by offering comprehensive financial planning with a no-pressure approach. With over 16 years of experience, her career has centered around working with retirees, high-net worth investors and local businesses. Kelly is dedicated to continuous learning, expansion of knowledge, and the education of the next generation.

Kelly brings extensive knowledge to the RCU Investment & Insurance Team. She began her career in the financial services industry in 2003. Kelly initially worked as an Agent for State Farm where she attained her securities licensing. With a desire to focus on investments, she became an LPL Financial Advisor for the RCU Investment & Insurance Team serving Members for over eight years. She went on to work as a Private Wealth Manager for Mainstreet Capital Management and then as a Wealth Management Advisor for U.S. Bancorp Investments before returning to the RCU Investment & Insurance Team where she plans to finish her career. Kelly is a CERTIFIED FINANCIAL PLANNER™ as well as an Accredited Wealth Management AdvisorSM. She received both her Bachelor of Business Administration degree, with a comprehensive major in Business and Economics, as well as her Business Communication Certificate from the University of Wisconsin – Eau Claire.

Licenses/Registrations: FINRA Series 6, 7, 63 and 66 securities registrations held with LPL Financial. Life, Health, Property and Casualty Insurance licenses.

Check the background of your financial professional on FINRA’s BrokerCheck.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Royal Credit Union and the RCU Investment & Insurance Team are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the RCU Investment & Insurance Team, and may also be employees of Royal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Royal Credit Union or the RCU Investment & Insurance Team. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:  AR, AZ, CA, CO, FL, HI, IA, ID, IL, MI, MN, MO, NC, OH, OR, SC, SD, TN, VA, WA, WI, WY. 

Dan Lotts | Royal Credit Union

Dan Lotts

LPL Financial Advisor – Woodward Office View Bio
Dan Lotts | Royal Credit Union

Dan Lotts

LPL Financial Advisor – Woodward Office

Email dan.lotts@lpl.com

Phone 1-800-341-9911 ext. 2542

The RCU Investment & Insurance Team is excited to have Dan Lotts as one of their LPL Financial Registered Representatives. LPL Financial Advisor Dan Lotts’ passion is understanding each of his clients’ unique needs and educating them on the strategies available to help them pursue their short and long-term financial goals. Specializing in retirement planning and insurance, Dan also can assist with college savings plans, asset management, and comprehensive financial management.

Prior to working in the financial services industry, Dan served seven years in the Minnesota Air National Guard as an Aircraft Firefighter.

Born and raised in the Chippewa Valley area, Dan is married to his wife Natalie and together they have three children. In his spare time, he enjoys being outdoors and spending time with his family.

Available by appointment only at Chippewa Falls Office, Colby Office, and Rice Lake Office.

Licenses/Registrations: FINRA Series 7 and 66 securities registrations held with LPL Financial. Life and Health Insurance licenses.

Check the background of your financial professional on FINRA’s BrokerCheck.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Royal Credit Union and the RCU Investment & Insurance Team are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the RCU Investment & Insurance Team, and may also be employees of Royal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Royal Credit Union or the RCU Investment & Insurance Team. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:  AR, AZ, CA, CO, FL, HI, IA, ID, IL, MI, MN, MO, NC, OH, OR, SC, SD, TN, VA, WA, WI, WY.