Be prepared for those inevitable plot twists

Expect the unexpected with a Health Savings Account.

More affectionately called HSAs, these accounts pair nicely with high-deductible health plans, enabling you to set aside the cash you need to cover your deductible before a health event crops up.

Benefits
Royal Credit Union | Benefits
  • NO maintenance fee
  • Portable! You can bring it with you if you get a new job
  • Earn dividends, tax-deferred! Plus, enjoy other tax benefits, like pre-tax contributions from your payroll*
  • Easy access! You can use your debit card or write checks to cover your medical bill
  • In lieu of an HSA checking, you can also opt to open an HSA Certificate and earn a little more

*We’re not tax professionals, so you should see one to find out more on that. You can also check out IRS publication 969.

The Fine Print
Royal Credit Union | Fine Print

View our disclosures and service fees.

*APY = Annual Percentage Yield.

Rates
HSA CHECKING
$0.01 - $999.990.40%* APY0.40% Dividend Rate
$1,000 - $4,999.990.50% APY0.50% Dividend Rate
$10,000 or More0.60% APY0.60% Dividend Rate
$5,000 - $9,999.990.55% APY0.55% Dividend Rate
HSA CERTIFICATE
1 Year: Invest $1,000 or more1.06% APY1.05% Dividend Rate
Notes: