Lower loan rates. Higher deposit rates.

It's better at Royal.

Vehicle Loans (Model Year 2013 or newer)
36-Month2.29% APR$28.77 Monthly Payment
48-Month2.75% APR$22.03 Monthly Payment
60-Month2.99% APR$17.97 Monthly Payment
72-Month ($10,000 Minimum)3.99% APR$15.64 Monthly Payment
Vehicle Loans (Model Year 2012 or older)
24-Month2.29% APR$42.67 Monthly Payment
36-Month2.29% APR$28.77 Monthly Payment
48-Month3.29% APR$22.26 Monthly Payment
60-Month3.49% APR$18.19 Monthly Payment
72-Month4.49% APR$15.87 Monthly Payment
Other Secured Collateral
36-Month2.29% APR$28.77 Monthly Payment
48-Month3.49% APR$22.26 Monthly Payment
60-Month**3.99% APR$18.41 Monthly Payment
72-Month ($10,000 Minimum)4.29% APR$15.78 Monthly Payment
84-Month ($10,000 Minimum)4.49% APR$13.90 Monthly Payment
Other Types of Loans
Home Equity over 90% of equity***6.50% APRn/a Monthly Payment
Home Equity up to 90% of equity***4.00% APRn/a Monthly Payment
Overdraft Protection (Kwik Cash)18.00% APRn/a Monthly Payment
Personal Line of Credit8.50% APR3% of balance Monthly Payment
RCU Platinum Rewards Visa****8.75% APR2% of balance or $25 Monthly Payment
Unsecured 24-Month6.99% APR$44.77 Monthly Payment
Unsecured 36-Month7.99% APR$31.34 Monthly Payment
Includes: Boats, New and Used RVs, Motor Homes, Campers, Hauling and Travel Trailers, Motorcycles, ATVs, Dirt Bikes, Farm Machinery, Garden Tractors, Jet Skis, and Snowmobiles
** Boats, RVs, travel trailers, and motor homes can amortize up to 180 months with a five-year balloon at a 0.5% higher rate than the 60-month term. Balloon loans DO NOT qualify for GAP coverage.
*** Annual Percentage Rate may vary, and the maximum interest rate of 18% may be imposed in a variable-rate plan. The credit union may also include a range of charges between $0 to $500 that may apply.
APR = Annual Percentage Rate Rates current as of 2017-8-10 Last changed on 2017-06-30 The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply. * Monthly payment is based on payment per $1,000 for APR rate and term.