Lower loan rates. Higher deposit rates.

It's better at Royal.

Vehicle Loans (Model Year 2013 or newer)
36 Months2.29% APR$28.77 Monthly Payment
48 Months2.75% APR$22.03 Monthly Payment
60 Months2.99% APR$17.97 Monthly Payment
72 Months ($10,000 Minimum)3.99% APR$15.64 Monthly Payment
Vehicle Loans (Model Year 2012 or older)
24 Months2.29% APR$42.67 Monthly Payment
36 Months2.29% APR$28.77 Monthly Payment
48 Months3.29% APR$22.26 Monthly Payment
60 Months3.49% APR$18.19 Monthly Payment
72 Months4.49% APR$15.87 Monthly Payment
Other Secured Collateral
36 Months2.29% APR$28.77 Monthly Payment
48 Months3.49% APR$22.26 Monthly Payment
60 Months**3.99% APR$18.41 Monthly Payment
72 Months ($7,000 Minimum)4.29% APR$15.78 Monthly Payment
84 Months ($20,000 Minimum)4.49% APR$13.90 Monthly Payment
Other Types of Loans
Overdraft Protection (Kwik Cash)18.00% APRn/a Monthly Payment
Personal Line of Credit8.00% APR3% of balance Monthly Payment
PrimeLine over 80% of equity***5.50% APRn/a Monthly Payment
PrimeLine up to 80% of equity***3.50% APRn/a Monthly Payment
RCU Platinum Rewards Visa****8.25% APR2% of balance or $25 Monthly Payment
Unsecured 24 Months6.99% APR$44.77 Monthly Payment
Unsecured 36 Months7.99% APR$31.34 Monthly Payment
Includes: Boats, New and Used RVs, Motor Homes, Campers, Hauling and Travel Trailers, Motorcycles, ATVs, Dirt Bikes, Farm Machinery, Garden Tractors, Jet Skis, and Snowmobiles
** Boats, RVs, travel trailers, and motor homes can amortize up to 180 months with a five-year balloon at a 0.5% higher rate than the 60-month term. Balloon loans DO NOT qualify for GAP coverage.
APR = Annual Percentage Rate Rates current as of 2016-12-15 Last changed on 2016-12-15 The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply. * Monthly payment is based on payment per $1,000 for APR rate and term.
*** Annual Percentage Rate may vary, and the maximum interest rate of 18% may be imposed in a variable-rate plan. The credit union may also include a range of charges between $0 to $500 that may apply.