Lower loan rates. Higher deposit rates.

It's better at Royal.

Rates
Vehicle Loans (Model Year 2012 or newer)
36 Months1.98% APR$28.63 Monthly Payment
48 Months2.50% APR$21.91 Monthly Payment
60 Months2.50% APR$17.75 Monthly Payment
72 Months ($10,000 Minimum)3.99% APR$15.64 Monthly Payment
Vehicle Loans (Model Year 2011 or older)
24 Months1.98% APR$42.53 Monthly Payment
36 Months1.98% APR$28.63 Monthly Payment
48 Months2.98% APR$22.13 Monthly Payment
60 Months2.98% APR$17.96 Monthly Payment
72 Months4.49% APR$15.87 Monthly Payment
Other Secured Collateral
36 Months1.98% APR$28.63 Monthly Payment
48 Months2.98% APR$22.13 Monthly Payment
60 Months**3.99% APR$18.41 Monthly Payment
72 Months ($7,000 Minimum)4.29% APR$15.78 Monthly Payment
84 Months ($20,000 Minimum)4.49% APR$13.90 Monthly Payment
Other Types of Loans
Overdraft Protection (Kwik Cash)18.00% APRn/a Monthly Payment
Personal Line of Credit7.75% APR3% of balance Monthly Payment
PrimeLine over 80% of equity***5.25% APRn/a Monthly Payment
PrimeLine up to 80% of equity***3.25% APRn/a Monthly Payment
RCU Platinum Rewards Visa****8.00% APR2% of balance or $25 Monthly Payment
Unsecured 24 Months7.99% APR$45.22 Monthly Payment
Unsecured 36 Months8.49% APR$31.56 Monthly Payment
Notes:
Includes: Boats, New and Used RVs, Motor Homes, Campers, Hauling and Travel Trailers, Motorcycles, ATVs, Dirt Bikes, Farm Machinery, Garden Tractors, Jet Skis, and Snowmobiles
** Boats, RVs, travel trailers, and motor homes can amortize up to 180 months with a five-year balloon at a 0.5% higher rate than the 60-month term. Balloon loans DO NOT qualify for GAP coverage.
APR = Annual Percentage Rate Rates current as of 2016-02-19 Last changed on 2016-01-04 The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply. * Monthly payment is based on payment per $1,000 for APR rate and term.
*** Annual Percentage Rate may vary, and the maximum interest rate of 18% may be imposed in a variable-rate plan. The credit union may also include a range of charges between $0 to $500 that may apply.