Vehicle Loans

Fancy a 4 x 4? Crave a coupe?

Get on the road with us.

A vehicle plays a key role in your story, getting you from point A to point Z and all points in between. We can help you finance your everyday ride like a car, truck, minivan or your recreational toys. We offer several payment terms and 100% financing at most local dealers. You can also get preapproved so your loan is ready when you find that perfect fit.

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RIDICULOUSLY GOOD RATES
Rates

MODEL YEAR 2015 OR NEWER

  APR* Monthly Payment
per $1000 borrowed
36-Month 3.49% $29.30
48-Month 3.74% $22.46
60-Month ** 3.99% $18.41
72-Month ($10,000 minimum) 4.59% $15.92
84-Month ($20,000 minimum) 5.49% $14.37

 

MODEL YEAR 2014 OR OLDER

  APR* Monthly Payment
per $1000 borrowed
24-Month 3.24% $43.09
36-Month 3.99% $29.52
48-Month ** 3.99% $22.77
60-Month 4.24% $18.53
72-Month ($20,000 minimum) 5.24% $16.22

 

View Our Loan Calculator

*APR = Annual Percentage Rate. Rates current as of 1/1/2019. Last changed on 1/1/2019. The above rates are subject to change at any time without notice. Rates subject to credit approval. Down payment requirements may apply. Rates shown are lowest possible rate.Other rates and terms are also available.

Benefits
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  • Terms to suit your budget
  • Apply anytime, online, mobile, in person, or by phone
  • Easy preapprovals - know before you shop!
  • Quick, local decision-making!

Check Your Vehicle's Value

Royal Credit Union Research Garage
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Do your own online auto buying research from anywhere! You can shop local inventory, research new vehicles, request a quote and apply for a loan. Our Royal Credit Union Research Garage is always open and ready before you ever set foot on the lot.

Go to Royal Credit Union Research Garage website

The Fine Print
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*APR = Annual Percentage Rate. Rates current as of 1/1/2019. Last changed on 1/1/2019. The above rates are subject to change at any time without notice. Rates subject to credit approval. Down payment requirements may apply. Rates shown are lowest possible rate.Other rates and terms are also available.

** Monthly payment is based on payment per $1,000 for APR rate and term. 

View our disclosures and service fees.

Transfer funds to/from your Royal Credit Union account to/from your other financial institution - Direct Payment Authorization