When you choose a Royal Credit Union auto loan, you get our great low rates PLUS no payments for 90 days! We also offer fast, same-day approvals for most auto loans! A Royal Credit Union auto loan is the perfect way to drive home your new truck or car today. With no payments for 90 days, we’re making it easy to drive now, pay later! When you apply for an auto loan at Royal, you’ll skip the wait for financing at the dealership!
You can also get preapproved before you go shopping – so you’ll know your budget up front. There is no cost to apply for an auto loan at Royal Credit Union, and your 90 days of no payments don’t start until the loan is on the books, giving you plenty of time to find the perfect car or truck!
2019 & Newer Vehicle Rates
2011-2018 Vehicle Rates
2010 & Older Vehicle Rates
How To Apply Before You Pick A Vehicle
To apply for an auto loan at Royal Credit Union before you know which car or truck you want to buy:
- Choose APPLY NOW and begin your application
- Under Loan Information, enter the maximum amount you plan to spend. (It’s easy to update this amount later if needed!)
- When asked about the description of the collateral, if you don’t know yet, choose No. (If you’ve already picked out a vehicle, enter the requested info.)
- Complete and submit your application.
- You’ll hear from us soon – usually the same business day!
Disclosure: Interest will continue to accrue on the loan balance from the origination date until the deferred payment start date.