Spend Less Time Banking And More Time Having Fun!

We make it easy to manage your accounts and more.

At Royal Credit Union, we’re working hard to make everyday banking as easy as possible. That means fewer fees, more free features, and top-notch service for everyone. That way, you can spend less time banking, and more time doing the things that matter to you.

When you choose Royal Credit Union, you’re getting a financial partner that makes everyday banking easy. We want to help you create a solid financial foundation. We also provide a banking relationship that you can build on as your needs change. Whether you’re just starting out and need a checking account, are looking to get a new car, or want to increase your spending power, Royal Credit Union has it all!

Keep It Real With Smart Start Checking

Our Smart Start Checking account for ages 25 and under comes with the real-world features you need, including:

Real-time balance and transaction alerts, so there’s no surprises
Digital wallet-ready debit card for secure, contactless payments
Mobile check deposit from your phone camera to deposit paper checks
Access to 40,000+ surcharge-free ATMs across the country
No hidden fees

Learn more about Smart Start Checking.

Open Account

Rack Up Rewards With Our Platinum Rewards Visa®

Get rewarded for shopping with our Platinum Rewards Visa® credit card! Here’s all the perks of having a credit card:

Earn rewards points that can be redeemed for travel, merchandise, or statement credits
One great low rate for everyone – so everyone gets our best rate
No-fee balance transfers mean bringing a balance from other credit cards makes sense
Subject to credit approval

Learn more about our credit card.

Apply Now