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We’re Proud To Support Stillwater Schools!

Start your real-world financial education today with Royal

Join Royal Credit Union, Get $5!

Open a new savings account online using promo code GOPONIES and we’ll put $5 in it for free! This offer is available for new accounts only. One offer per account. Enter the promo code during the online account opening process and we’ll deposit the first $5 into the account for you. Learn more about our savings accounts.

Smart Start Checking With Way-To-Go Rewards

Smart Start Checking is a checking account for young adults ages 13 to 25. This checking account includes two free NSF refunds per year to help cover accidental overdrafts. It also includes Way-to-Go Rewards for on-time payments to a Smart Start Auto Loan or Smart Start Home Loan. Young adults also get our free mobile app with camera check deposit, 50 free checks, and a digital wallet-compatible Visa® debit card. Learn more about Smart Start Checking.

Looking For Great Rates? You’re In The Right Place

Royal Credit Union has great rates on deposits and loans! As a credit union, we return profits to our Members in the form of low or no fee services and better rates on savings accounts, checking accounts, certificates, and loans. You can see today's rates in our Rate Center!