Photo Royal Credit Union Member

Royal Credit Union Does Everything Well… Since 1964!

We do everything from deposits to loans, with great rates and superior service. See what our Members are saying and join today!

Some financial institutions do one thing well, but Royal Credit Union does everything well! Ask our Members and they’ll share their stories – we’ve been helping our Members save, borrow, and spend since 1964. Royal is your full-service community credit union, offering deposits, loans, business banking, and so much more. We do it all, from friendly office services to powerful online and mobile tools. It all works together to make managing your accounts easy.

What Are Royal Credit Union Members Saying?

Our Members agree that Royal Credit Union has everything to meet their needs. No matter what age or stage of life you’re in, we can help you reach your financial goals.

Royal Credit Union Does Everything From Deposits To Loans


Let Royal Credit Union Take Care Of You

Financial decisions can be some of the most important choices you’ll ever make. When it comes to finding the right accounts for your needs, picking the best home loan option, or setting smart savings goals, Royal’s team of experienced, professional bankers are an amazing addition to your team. Because Royal is a Member-owned credit union, we are your financial ally. We take pride in providing honest advice. It’s a relationship built on trust – the same trust that over 220,000 Royal Members count on to provide more free services, no hidden fees, and outstanding rates on loans and deposits.

Royal Gives You A Better Way To Bank: Digitally

Personal service with a small-town feel may be one of our hallmarks, but we’ve also worked hard to bring Members a top-notch collection of technology tools. Our real-time account alerts let you know about transactions in seconds. Our digital wallet support makes it easy to use secure contactless payments from your mobile device. And our smart, streamlined online banking system and mobile app with camera check deposit give you a powerful way to manage your accounts with just a click or tap. We’re always innovating to improve your digital experience – most recently with the addition of Val, our 24/7 virtual assistant found right here on!

Royal Is A Proud Community Partner

As a Member-owned credit union, we understand the importance of community. Our nonprofit RCU Foundation has donated more than $3 million back to the communities we serve, providing vital support for organizations across our footprint. In fact, up to five cents of every transaction made with a Royal debit card goes right back to the communities we serve this way! We live, work, learn, and play in the same community you do, and we’re all about creating a positive impact.

Royal is also part of a network of credit unions that extends nationwide, and our Members have access to their accounts at more than 5,000 shared branches. We’re also part of ATM networks that give you surcharge-free access to your funds at more than 40,000 shared ATMs from coast to coast. You can be confident that you’ll be able to access your money almost anywhere and any time – whether you’re in your own neighborhood or thousands of miles away.

Open A Royal Credit Union Account Today

When Royal began in 1964, our Membership was made up of employees of the Uniroyal Tire company in Eau Claire, WI. Since then, we’ve opened our Membership to anyone who lives or works in one of the counties we serve! Open your account today!

We Do Business Banking

It might be our best-kept secret, but Royal Credit Union has a long history of helping local businesses with their business banking needs. Our team of business bankers is ready to help your business build a solid financial foundation. Businesses get many of the same technology tools that our personal Members do, plus a few awesome extras. We love working with businesses of all sizes, and we have a special passion for helping small businesses. We’re not afraid to show it, either – we recently made a huge effort to process nearly 1,300 Paycheck Protection Program loans, many to local small businesses at a time when they needed it most.