RCU employee

Royal Credit Union Has It All!

Trust our expert team, smart technologies, and convenient locations to make your banking easy

No matter what you’re looking for in a financial, Royal Credit Union has you covered! Our combination of experience, technology, and convenient locations make banking easy.

Let Us Take Care Of You

Financial decisions can be some of the most important choices you’ll ever make. When it comes to finding the right accounts for your needs, picking the best home loan option, or setting smart savings goals, Royal’s team of experienced, professional bankers are an awesome addition to your team. Because Royal is a Member-owned credit union, we are your financial ally. We take pride in providing honest advice. It’s a relationship built on trust – the same trust that over 220,000 Royal Members count on to provide more free services, no hidden fees, and outstanding rates on loans and deposits.

A Better Way To Bank: Digitally

Personal service with a small-town feel may be one of our hallmarks, but we’ve also worked hard to bring Members a top-notch collection of technology tools. Our real-time account alerts let you know about transactions in seconds. Our digital wallet support makes it easy to use secure contactless payments from your mobile device. And our smart, streamlined online banking system and mobile app with camera check deposit give you a powerful way to manage your accounts with just a click or tap. We’re always innovating to improve your digital experience – most recently with the addition of Val, our 24/7 virtual assistant found right here on rcu.org!

Local Offices & ATMs

We also know that we share plenty of common ground with our Members. We have five full-service offices located across Eau Claire, making it easy to find us. Downtown Eau Claire is also home to our corporate center, located near the building that formerly housed our birthplace and namesake, the Uniroyal tire factory. We have additional offices in Chippewa Falls and Menomonie, too.

As a Member-owned credit union, we understand the importance of community. Our nonprofit RCU Foundation has donated more than $3 million back to the communities we serve, providing vital support for organizations like the L.E. Phillips Memorial Public Library, the Chippewa Valley Museum, Feed My People Food Bank, and many more. In fact, up to five cents of every transaction made with a Royal debit card goes right back to your community this way! We live, work, learn, and play in the same community you do, and we’re all about creating a positive impact!

Don’t worry if your travels take you away from the local scene, either. We’re part of a network of credit unions that extends nationwide, and our Members have access to their accounts at more than 5,000 shared branches. We’re also part of ATM networks that give you surcharge-free access to your funds at more than 40,000 shared ATMs from coast to coast. You can be confident that you’ll be able to access your money almost anywhere and any time – whether you’re in your own neighborhood or thousands of miles away.


We Do Business Banking

It might be our best-kept secret, but Royal Credit Union has a long history of helping local businesses with their business banking needs. Our team of business bankers is ready to help your business build a solid financial foundation. Businesses get many of the same technology tools that our personal Members do, plus a few awesome extras. We love working with businesses of all sizes, and we have a special passion for helping small businesses. We’re not afraid to show it, either – we recently made a huge effort to process nearly 1,300 Paycheck Protection Program loans, many to local small businesses at a time when they needed it most.