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We're On Main Street, Not Wall Street

We’re proud to be a part of your community. Keep it local and discover the credit union difference today

Be Part Of Something Better

Each and every one of our Members owns a piece of Royal Credit Union. And being an owner comes with some pretty good perks. Not only do our Members get great rates on deposits and loans, but we’re also providing more account services for free. We’ve taken a stand against fees – you’ll find we have far fewer fees than many other places you can keep your money. We even offer everyone an annual NSF fee refund, because we understand that balancing mistakes happen. You’ll also get our awesome account management tools, including a mobile app with camera check deposit and real-time transaction alerts. And if you need help, our best-in-class Member service team is here for you online, by phone, or in person.

Open Your Account Today

If you’re ready to join Royal Credit Union, it’s easy. Our online application will have your account up and running in less time. Or you can stop into any Royal office and get help opening your account, complete with an instant-issue debit card provided on the spot!

We have account options to meet almost anyone’s financial needs. If you want a simple checking account with no minimum balance, choose our Smart Checking account. If you often keep over $700 in your account, our Smart Checking Plus account puts your money to work earning dividends. We also have savings accounts, money market accounts, certificates, and health savings accounts… not to mention a full suite of loan options for home, auto, and personal use. Just remember that to maintain your membership, you’ll need to open a Royal savings account and keep at least $5 in it. Discover the Royal difference when you open your account today!