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Routing Number: 291880411

Careers Contact Us   1-800-341-9911

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Royal Advantage Plus

Dividend Rate: 0.23%

APY: 0.23%

APY=Annual Percentage Yield
Rates current as of 2016-02-08
Last changed on 2015-12-18
The above rates are subject to change at any time without notice. Fees could reduce the earnings on the account.



Prices may vary due to your style and quantity of checks.

Reorder Checks

Problems Reordering?

This online service is to reorder your RCU checks only. You can not order accessories.

Possible reasons include:

If you have not ordered RCU checks in the last two years, please contact Member Service to place your order.

Please contact Member Service to change your name or address on your checks and to place an order.


RCU has two checking options for your business:

Royal Advantage—Non-Interest bearing

  • No Minimum Balance

Royal Advantage Plus—Interest bearing checking account with minimum balance requirement

  • $3,000 Minimum Balance ($10 per month if it falls below)

Learn about overdraft protection for business checking accounts.

Additional Checking Services

We make it as easy and efficient as it can be so you can spend more time running your business:

RCU Business Check Card—Take advantage of this convenient way to make purchases and have ATM access. This card has no annual fee and is accepted everywhere Visa cards are welcome. Learn about our EMV/chip cards.

Online Account Access—Get instant access to account information and pay bills with business online banking. We have increased security to protect your business and multiple user capabilities so you can give others various levels of permission to perform transactions or do account inquiries on business online banking.

Telephone Account Access—Access your account and perform transactions with one simple phone call.

Find an RCU office near you.
Use the Checkbook Balance Calculator.

* You must be a Member of RCU to complete this application. Join RCU.

Business Checking Charges


Royal Advantage

Royal Advantage Plus

Monthly Maintenance



Minimum Balance


($10 if below minimum)

Interest Paid



Checks Deposited & Written

300 Free Combined
(then $.10 each)

300 Free Combined
(then $.10 each)

NSF Deposited



NSF Written



Bill Pay



Per Deposit



Roll Coin



Strap Currency



* Contact RCU's Business Team at 1-800-341-9911 ext. 3040 to learn more.


Business Services

Checking Accounts and Services

Personal Accounts
Business Accounts
Overdraft Protection
Check Card Coverage
Check & ATM Cards

Credit Counseling

Direct Deposit & Direct Payment

Foreign Currency

Prepaid Visa Cards

Safe Deposit Boxes

Properties for Sale

Vehicles for Sale

VITA Tax Service

Volunteer Program



Learn more


Account Disclosures

View disclosures (including Truth in Savings Disclosure).

View special service fees.

For More Information

Call 1-800-341-9911

Email Member Services