Team Hebert Curling Is Backed By Royal Credit Union
Royal is proud to support Team Hebert on and off the ice with smart financial solutions as they compete toward a spot in the winter Olympics. We're here to support you, too!
Financial Tools You Can Count On
Checking Accounts
Manage your money the smart and easy way! Choose no-minimum or interest-earning.
Save & Spend Duo
Boost your savings account while using your debit card.
11.25% APR* Credit Card
Save on interest with a competitive rate, free balance transfers, and uChoose Rewards®.
Money Market
Earn a competitive rate with no monthly fees or minimum balance.
Health Savings Accounts
Explore options to help you save for medical expenses tax-free.
Digital Banking
Innovative and easy-to-use features to help you manage your money at home and on-the-go.
Debbie Rewards App
Game-driven modules and task goals help you build lasting money habits and earn cash rewards along the way.
Enrich Online Learning
Access personalized financial lessons about all kinds of topics! Explore articles, quizzes, worksheets, courses, and more.
Interactive Calculators
Use our free calculators to help you on your financial journey! 25+ calculators for budgeting, mortgage planning, and more.
What You Get As A Member
(And what you’ll love about Royal!)
- Lower fees, better rates, and lots of free perks
- Local service that puts you first
- Digital tools that make money management easy
- Support and donations given directly to your community
- Member-owned means your voice matters
Compare Checking Accounts
Smart Start Checking |
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Smart Checking |
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Smart Checking Plus |
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Duo Checking |
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Free Technology Features
- Free real-time alerts via our mobile app, text message, or email
- Free online banking and Pay a Bill service
- Free Apple Pay®, Google Pay™, and Samsung Pay™ digital wallet compatibility
- Free mobile app
- Free camera check deposit using the mobile app
Free Checking Account Features
- Free instant-issue Visa® debit card with secure EMV chip
- 40 free checks for new accounts (optional, provided on request)
- Free electronic or paper statements
- Free unlimited check writing
Other Free Features
- Free ATM withdrawals at shared ATMs nationwide
- Free direct deposit
- Free stop payments
- Free CompuTeller access
Enrich Online Learning
Access free personalized financial lessons about all kinds of topics! Enrich provides interactive online resources tailored to you.
- Tools, articles, quizzes, worksheets, courses, calculators, and more
- Discover your money personality to see how it impacts your financial decisions
- Get your financial wellness checkup and receive a personalized action plan