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Routing Number: 291880411

 

 

 

 

 

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Home Loan Rates

Looking for home loan rates? We have all the information you need whether you're buying, building, or refinancing.
View home loan rates
and apply.

 

Vehicle Shopping? Research vehicles and search local inventory.

 

 

We offer a variety of loans at great rates! Our not-for-profit credit union status enables us to operate at a lower cost than many for-profit institutions. These savings are returned to you through lower service charges, competitive loan rates, and higher savings rates.

Apply for a loan online.*

Consumer Loan Rates
Find it. Drive it. Love it. Buy it.

Rates as low as 1.98%APR are available to qualified borrowers on
a new RCU loan that is secured by a vehicle. It may be a new purchase
or refinance of a vehicle loan from another financial institution.

Vehicle Loans
(Model Years: 2012 and newer)

 

APR

Monthly Payment*

36 Months

1.98%

$28.64

48 Months

2.50%

$21.91

60 Months

2.50%

$17.75

72 Months ($10,000 Minimum)

3.99%

$15.64

Vehicle Loans
(Model Years: 2008 - 2011)

 

APR

Monthly Payment*

36 Months

1.98%

$28.63

48 Months

2.50%

$21.91

60 Months

2.50%

$17.75

72 Months ($10,000 Minimum)

4.99%

$16.10

Vehicle Loans
(Model Years: 2007 or older)

 

APR

Monthly Payment*

24 Months

1.98%

$42.53

36 Months

1.98%

$28.63

48 Months

2.50%

$21.91

60 Months

2.50%

$17.75

Boat, RV, Travel Trailer, & Motor Home Loans

 

APR

Monthly Payment*

36 Months

2.49%

$28.86

48 Months

3.49%

$22.35

60 Months**

3.99%

$18.41

72 Months ($7,000 Minimum)

4.99%

$16.10

84 Months ($20,000 Minimum)

5.49%

$14.37

Motorcycle, ATV, Snowmobile, & Computer Loans

 

APR

Monthly Payment*

24 Months

2.49%

$42.76

36 Months

2.99%

$29.08

48 Months

3.99%

$22.57

60 Months

4.99%

$18.87

Other Types of Loans

 

APR

Monthly Payment*

Personal Line of Credit

7.50%

3% of balance

Unsecured 24 Months

7.99%

$45.22

Unsecured 36 Months

8.49%

$31.56

PrimeLine up to 80% of equity***

3.00%

n/a

PrimeLine over 80% of equity***

5.00%

n/a

RCU Platinum Rewards Visa

7.75%

3% of balance or $25****

Overdraft Protection (Kwik Cash)

18.00%

n/a

APR = Annual Percentage Rate
Rates current as of 2014-08-23
Last changed on 2014-05-27

The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply.

* Monthly payment is based on payment per $1,000 for APR rate and term.

** Boats, RVs, travel trailers, and motor homes can amortize up to 60 months with a five-year balloon at a 0.5% higher rate than the 60-month term.

*** Annual Percentage Rate may vary, and the maximum interest rate of 18% may be imposed in a variable-rate plan. The credit union may also include a range of charges between $0 to $500 that may apply.

**** Whichever is greater of 3% or $25.

 

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