RCU
November 7, 2009
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RCU offers great rates, several term options, and low minimum deposits, which makes it easy to save at any income level. You decide the amount of money to put in your certificate and the term.

Open a certificate.

  1 Year Certificate
 

Bonus Dividend Rate: 2.08%

Bonus APY: 2.10%

Dividend Rate: 1.83%

APY: 1.85%

APY=Annual Percentage Yield.

 
  1/4% Bonus Rate
 

If you have an active RCU Checking Account* and regularly use five other qualifying services, you can receive a 1/4% bonus on your certificate.**

Qualifying RCU services include:

eBranch
Certificate
Check Card
Direct Deposit
Money Market Account
HSAs
IRAs
Personal Loan
Home Loan
Safe Deposit Box
Visa
RCU Investment and Insurance Services
Home Equity Loan

* RCU defines an active checking account as having 10 or more transactions per month.
**Kwik Cash, Visa, Student and Business Loans do not qualify for the 1/4% discount/bonus.

 

 

 

 

  Invest a Minimum of $100 or More**
 

 

Bonus
Dividend
Rate

Bonus
APY

Dividend
Rate

APY

3 Month

1.00%

1.00%

0.75%

0.75%

6 Month

1.69%

1.70%

1.44%

1.45%

1 Year

2.08%

2.10%

1.83%

1.85%

18 Month

2.52%

2.55%

2.27%

2.30%

30 Month

2.67%

2.71%

2.42%

2.45%

32 Month

3.25%

3.30%

3.00%

3.05%

4 Year

2.96%

3.00%

2.71%

2.75%

6 Year

2.96%

3.00%

2.71%

2.75%

APY = Annual Percentage Yield
Rates current as of 11-07-2009. Last changed on 07-09-2009. The above rates are subject to change at any time without notice. Minimum balance of $100 to open certificate and to earn dividends. Substantial penalty for early withdrawal. Charges could reduce the earnings on the account.

*RCU defines an active checking account as having 10 or more transactions per month.
**Amounts over $250,000 are subject to RCU’s discretion.

 
  Invest $50,000 or More*
 

 

Bonus
Dividend Rate

Bonus
APY

Dividend Rate

APY

3 Month

1.15%

1.16%

0.90%

0.90%

6 Month

1.84%

1.86%

1.59%

1.60%

1 Year

2.23%

2.25%

1.98%

2.00%

18 Month

2.67%

2.71%

2.42%

2.45%

30 Month

2.82%

2.86%

2.57%

2.60%

32 Month

3.40%

3.46%

3.15%

3.20%

4 Year

3.11%

3.16%

2.86%

2.90%

6 Year

3.11%

3.16%

2.86%

2.90%

APY = Annual Percentage Yield
Rates current as of 11-07-2009. Last changed on 07-09-2009.
The above rates are subject to change at any time without notice. Minimum balance of $50,000 to open certificate and to earn dividends. Substantial penalty for early withdrawal. Charges could reduce the earnings on the account.

*Amounts over $250,000 are subject to RCU’s discretion.

 

Investments
& Savings

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Accounts (IRA)

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Accounts

RCU Investment &
Insurance Team

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Accounts (HSA)

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Tax Information

 

5 Ways to
Access Your
Account

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For More
Information

Call 715-833-8111
or 1-800-341-9911

Email Member Service

 

 

Account Disclosures

View disclosures (including Truth in Savings Disclosure).

View special service
charges.