RCU offers great rates, several term options, and low minimum deposits, which makes it easy to save at any income level. You decide the amount of money to put in your certificate and the term.

Open a certificate.

Invest a Minimum of $100 or More**
Bonus Dividend Rate   Bonus APY   Dividend Rate   APY 3 Month 0.50% 0.50% 0.25% 0.25% 6 Month 0.60% 0.60% 0.35% 0.35% 9 Month 0.75% 0.75% 0.50% 0.50% 1 Year 0.80% 0.80% 0.55% 0.55% 15 Month 0.95% 0.95% 0.70% 0.70% 18 Month 1.00% 1.00% 0.75% 0.75% 30 Month 1.50% 1.50% 1.25% 1.25% 4 Year 1.74% 1.75% 1.49% 1.50% 6 Year 1.74% 1.75% 1.49% 1.50% APY = Annual Percentage Yield Rates current as of 2013-05-23. Last changed on 2011-10-10. The above rates are subject to change at any time without notice. Minimum balance of $100 to open certificate and to earn dividends. Substantial penalty for early withdrawal. Charges could reduce the earnings on the account. *RCU defines an active checking account as having 10 or more transactions per month. **Amounts over $250,000 are subject to RCU’s discretion.

Investment Calculators

Asset Allocator Calculator
Use your age, ability to tolerate risk, and several other factors to calculate a desirable mix of stocks, bonds and cash. Use the Asset Allocator Calculator.

Retirement Planning Calculator
Determine if your retirement plan is on track, and learn how to keep it there.
Use the Retirement Planning Calculator.

Social Security Calculator
Estimate your Social Security benefits. Use the Social Security Calculator.

Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Use the Savings Calculator.

Savings Goal Calculator
Discover what it will take to reach your goal. Use the Savings Goal Calculator.