Getting to know your business is important to us. Because the more we understand your business, the better we can customize RCU services to fit your needs. We have a team of local business professionals ready to help you make informed business decisions. To us, it’s about more than just improving your business; it’s about improving your life.

Checking Accounts

RCU has two checking options for your business:

Checking Plus—Gain the flexibility of a lower balance and the convenience
of online access.

Checking Plus Interest—Maintain a higher account balance, enjoy electronic access, and earn interest.

Additional Checking Services

We make it as easy and efficient as it can be so you can spend more time running your business:

RCU Business Check Card—Take advantage of this convenient way to make purchases and have ATM access. This card has no annual fee and is accepted everywhere Visa cards are welcome.

Online Account Access—Get instant access to account information and pay bills with Business eBranch. We have increased security to protect your business and added multiple user capabilities so you can give your employees various levels of permission to perform transactions or do account inquiries on Business eBranch.

Telephone Account Access—Access your account and perform transactions with one simple phone call.

eDeposit (Remote Deposit Capture)—Enjoy the convenience of depositing checks at your office. Email RCU eDeposit Services.

Learn more about Business Checking charges.
Use the Checkbook Balance Calculator.

Credit Cards

Manage your expenses with an RCU Commercial Rewards Visa. It allows you to handle business expenses separately and set individual spending limits for each employee cardholder. All spending generates Rewards Points that can be used to cover travel expenses, purchase merchandise, and more.

To apply for an RCU Commercial Reward Visa, stop by any RCU office to pick up an application or call 715-552-3001 to have an application mailed to you.

Learn more about the RCU Commercial Rewards Visa.

Merchant Services

RCU wants to help your business succeed in every way possible. That is why we have partnered with First Data®, a leader in payment processing solutions, to offer you easy and affordable merchant processing programs to meet today’s consumer demands.

Credit Cards—Offer your customers more payment options by accepting credit cards including Visa®, MasterCard®, Discover® Network, American Express®, Diners Club® and JCB®.

Debit Cards—Personal Identification Number (PIN) based and signature based debit transactions are a fast growing form of electronic payment. This method of payment is convenient for your customers and offers you reduced fraud and faster checkout times.

Gift Cards—Build your brand and increase your sales with gift cards - gift cards bring in new customers.

Electronic Check Conversion—Minimize returned checks by turning a paper check into an electronic purchase at the point of sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.

Terminals—Accepting cards is easy for you and your customers with First Data’s innovative card acceptance solutions. Whether you need a wireless solution or one integrated with your PC – we have the equipment to help your business.

eServices

Manage your accounts online with Business eBranch.
Get started with Business eBranch today.

Accounts

Transfer funds electronically between accounts at RCU

Balance your accounts with an electronic register: adding, editing or deleting transactions and categorizing transactions for reporting

View check images for prior 3 months

View up to 18 months of statements

Add, Delete or Rename accounts

Make RCU Credit Card Payments online

Reports

Account Reconciliation through: Quicken 2006-2012, QuickBooks 2006-2012, or Money 2004-2008

eStatements in pdf format

Manage Accounts

Business designates administrator to manage accounts

Administrator sets up sub-users

Administrator determines sub-users entitlement levels and accounts to view

Organize and filter accounts by company subsidiaries/entities

ePay

Electronic Payments—Create greater efficiency with faster bill receiving and clearing, a reduction of paper usage, and increased security

Email Payments—Pay another person electronically

Account Transfers—transfer money from your account at another financial institution to your RCU account OR transfer money from your RCU account to your account at another financial institution

Payroll Features—Manage business payroll, pay employees directly to their account at RCU or at another financial institution

Tax Payments—Make tax payments without using an office

Email RCU eBranch Services.