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Routing Number: 291880411

 

Apply Now Resume an application.

 

HELPFUL TOOLS

Balance your checkbook with this quickly and easily with these tools:

Balance Calculator
Reconciliation Form

 

REORDER CHECKS

$17 with Direct Deposit*
$20 without Direct Deposit*

Reorder Checks

* This price only applies to standard RCU blue checks. Other designs may incur additional charges. If you have not ordered checks in the last two years or changed your name or address, please contact Member Service to place your order. This online service is to reorder your RCU checks only. You can not order accessories.

 

Switch to Smart - Start Now

We are excited to introduce our new line of checking accounts: Smart Checking, Smart Checking PLUS, and Smart Start Checking.

The way you choose to make purchases, pay bills, and manage your money is unique to you. Smart Checking, Smart Checking PLUS, or Smart Start Checking will give you the tools and flexibility to meet your unique needs.

Smart Checking offers:

  • No minimum balance
  • No monthly charge
  • FREE RCU Check Card
  • FREE RCU eBranch and ePay
  • FREE Debit transactions
  • FREE ATM withdrawals*
  • FREE RCU Mobile, RCU Deposit, and CompuTeller access
  • FREE Check Printing at account opening and discounted check printing with Direct Deposit
  • Unlimited check writing

* Non-RCU ATMs may impose a surcharge.

 

smart CHECKING PLUS RATES

Dividend Rate: 0.10%
APY: 0.10%

 

Smart Checking PLUS offers:

  • Everything Smart Checking offers
  • Earned dividends with minimum balance of $700*

* $10 monthly charge if balance falls below $700 anytime during the month

 

 

Smart Start Checking offers:

  • Everything Smart Checking offers
  • Exclusively for the 25 and under crowd
  • Oops NSF Forgiveness*
  • Monthly drawings

* If you make a balancing mistake, you may call RCU and ask for a refund on two NSF fees per year.

 

money market RATES

$0.01 - $9,999.99
Dividend Rate: 0.15%
APY: 0.15%

$10,000 - $24,999.99
Dividend Rate: 0.45%
APY: 0.45%

$25,000 - $99,999.99
Dividend Rate: 0.55%
APY: 0.55%

$100,000 or More
Dividend Rate: 0.60%
APY: 0.60%

APY=Annual Percentage Yield
Rates current as of 2014-09-23
Last changed on 2011-05-09
The above rates are subject to change at any time without notice. Rate may change after opening account. Fees could reduce earnings on account.

 

 


Money Market Account

Maintain a higher account balance, earn more interest, and still have access to your money. Money market account funds are federally insured by NCUA.

  • Earn dividends daily on the tiered balances of:
       $.01 - $9,999.99
       $10,000 - $24,999.99
       $25,000 - $99,999.99
       $100,000 and over
       ($10 charge if balance falls below $10,000
       minimum at anytime during the month)
  • $10,000 minimum initial deposit
  • FREE personal checks
  • Make minimum deposits of $100
  • Make withdrawals of $250 or more
  • No minimum investment period
  • Unlimited signed transactions at any RCU office
  • Six unsigned transfers per month with eBranch, CompuTeller, Member Service, check, or preauthorized payment to a third party


Apply for an RCU checking account.

View business checking accounts.
Get overdraft protection.
Opt-in to check card coverage.
Get a check or ATM card.

You must be a Member of RCU to complete this application. Join RCU.
See the Special Service Charges Disclosure for a complete list of charges.

Services

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Volunteer Program

 

Opt-in to
Check Card
Coverage

Learn more

 

 

Get Overdraft
Protection

Learn more

 

 

 

For More Information

Call 1-800-341-9911

Email Member Services

Account Disclosures

View disclosures (including Truth in Savings Disclosure).

View special service charges.