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Routing Number: 291880411

 

Apply Now Resume an application.

 

HELPFUL TOOLS

Balance your checkbook with this quickly and easily with these tools:

Balance Calculator
Reconciliation Form

 

REORDER CHECKS

$17 with Direct Deposit*
$20 without Direct Deposit*

Reorder Checks

* This price only applies to standard RCU blue checks. Other designs may incur additional charges. If you have not ordered checks in the last two years or changed your name or address, please contact Member Service to place your order. This online service is to reorder your RCU checks only. You can not order accessories.

 

 

Out the door with it in your hand -- Visit an RCU Office for a new check card on the spot!

We are excited to introduce our new line of checking accounts: Smart Checking and Smart Checking PLUS

The way you choose to make purchases, pay bills, and manage your money is unique to you. Smart Checking or Smart Checking PLUS will give you the tools and flexibility to meet your unique needs.

Smart Checking offers:

No minimum balance

No monthly charge

FREE RCU Check Card

FREE RCU eBranch and ePay

FREE Debit transactions

ATM withdrawals at RCU ATM – all FREE

ATM withdrawals at non-RCU ATM – 6 FREE per month ($.50 each thereafter)

FREE RCU Mobile, RCU Deposit, and CompuTeller access

FREE Check Printing at account opening and discounted check printing with Direct Deposit

Unlimited check writing

 

RATES

Dividend Rate: 0.05%
APY: 0.05%

 

Smart Checking PLUS offers:

Earned dividends with minimum balance of $700*

FREE RCU Check Card

FREE RCU eBranch and ePay

FREE Debit transactions

ATM withdrawals at RCU ATM – all FREE

ATM withdrawals at non-RCU ATM – 6 FREE per month ($.50 each thereafter)

FREE RCU Mobile, RCU Deposit, and CompuTeller access

FREE Check Printing at account opening and discounted check printing with Direct Deposit

Unlimited check writing

*$10 monthly charge if balance falls below $700 anytime during the month

 

RATES

$0.01 - $9,999.99
Dividend Rate: 0.15%
APY: 0.15%

$10,000 - $24,999.99
Dividend Rate: 0.45%
APY: 0.45%

$25,000 - $99,999.99
Dividend Rate: 0.55%
APY: 0.55%

$100,000 or More
Dividend Rate: 0.60%
APY: 0.60%

APY=Annual Percentage Yield
Rates current as of 2014-04-24
Last changed on 2011-05-09
The above rates are subject to change at any time without notice. Rate may change after opening account. Fees could reduce earnings on account.

 

 


Money Market Account

Maintain a higher account balance, earn more interest, and still have access to your money. Money market account funds are federally insured by NCUA.

Earn dividends daily on the tiered balances of:
   $.01 - $9,999.99
   $10,000 - $24,999.99
   $25,000 - $99,999.99
   $100,000 and over
   ($10 charge if balance falls below $10,000
   minimum at anytime during the month)

$10,000 minimum initial deposit

FREE personal checks

Make minimum deposits of $100

Make withdrawals of $250 or more

No minimum investment period

Unlimited signed transactions at any RCU office

Six unsigned transfers per month with eBranch, CompuTeller, Member Service, check, or preauthorized payment to a third party


Apply for an RCU Checking Account.

View Business Checking Accounts.
Get Overdraft Protection.
Opt-in to Check Card Coverage.
Get a Check or ATM Card.

You must be a Member of RCU to complete this application. Join RCU.
See the Special Service Charges Disclosure for a complete list of charges.

Services

Business Services

Checking Accounts and Services

Personal Accounts
Business Accounts
Overdraft Protection
Check Card Coverage
Check & ATM Cards

Credit Counseling

Direct Deposit & Direct Payment

Foreign Currency

Prepaid Visa Cards

Safe Deposit Boxes

Properties for Sale

Vehicles for Sale

VITA Tax Service

Volunteer Program

 

Opt-in to
Check Card
Coverage

Learn more

 

 

Get Overdraft
Protection

Learn more

 

 

 

For More Information

Call 1-800-341-9911

Email Member Services

Account Disclosures

View disclosures (including Truth in Savings Disclosure).

View special service charges.