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Smart Checking Plus

Smart Checking Plus lets your balance earn monthly dividends at our great rate

Call us at 800-341-9911 or visit an office

Put your money to work for you with our dividend-earning Smart Checking Plus account! Keep your balance above $700 each month to earn dividends at our outstanding rate. Besides the balance requirement and dividends, everything is the same as our Smart Checking account. You’ll get a Visa® debit card, paper checks, and easy online account management tools. You also get our free mobile app with camera check deposit!

Smart Checking Plus Checking Account Features

  • Keep your balance above $700 for the entire month to avoid a $10 monthly charge
  • Free instant-issue Visa® debit card with secure EMV chip
  • 50 free checks for new accounts
  • Free electronic or paper statements
  • Free unlimited check writing

Free Technology Features

Other Free Features


Current Smart Checking Plus Rate



Additional Info

Add Kwik Cash overdraft protection to your account

Get more with the Royal Platinum Rewards Visa® Credit Card