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Smart Checking Plus

Smart Checking Plus lets your balance earn monthly dividends at our great rate

Call us at 800-341-9911 or visit an office

Put your money to work for you with our dividend-earning Smart Checking Plus account! Keep your balance above $700 each month to earn dividends at our outstanding rate. Besides the balance requirement and dividends, everything is the same as our Smart Checking account. You’ll get a Visa® debit card, paper checks, and easy online account management tools. You also get our free mobile app with camera check deposit!

Smart Checking Plus Checking Account Features

  • Keep your balance above $700 for the entire month to avoid a $10 monthly charge
  • Free instant-issue Visa® debit card with secure EMV chip
  • 50 free checks for new accounts
  • Free electronic or paper statements
  • Free unlimited check writing

Free Technology Features

Other Free Features


Current Smart Checking Plus Rate



Additional Info