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Money Market

Money Market accounts let you earn higher dividends on higher balances

Call us at 800-341-9911 or visit an office

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5.25% APY* 12-Month Certificate Available!

Save smarter and reach your savings goals faster with a high-yield certificate! Open now or see all certificate rates


A Money Market account combines the high dividend rate of a savings account with the check-writing feature of a checking account. Our tiered Money Market rates mean that higher balances earn a higher rate. Your funds are federally insured and not subject to market risks, so a Money Market can be a wise investment, especially if you have a large balance. You’ll also be able to access your Money Market funds at any time.


Get More Flexibility

  • No minimum balance
  • No monthly maintenance fee
  • No minimum investment period
  • Free personal checks

More About Money Markets

  • Money Market account funds are kept at Royal in a deposit account
  • Money Market accounts are not subject to market risks
  • Account funds are federally insured by NCUA

Free Money Market Technology Features


Other Free Money Market Features

Current Money Market Rates

Dividend Rate

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How to Get Started


Not a Member?

If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!

Already a Member?

If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.

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Prefer to Visit an Office?

We're here to help open your account in person! Schedule an appointment to meet with a Royal expert at the office of your choice.