Man standing in front of his house

Money Market

Money Market accounts let you earn higher dividends on higher balances

Call us at 800-341-9911 or visit an office

Learn More

A Money Market account combines the high dividend rate of a savings account with the check-writing feature of a checking account. Our tiered Money Market rates mean that higher balances earn a higher rate. Your funds are federally insured and not subject to market risks, so a Money Market can be a wise investment, especially if you have a large balance. You’ll also be able to access your Money Market funds at any time.

Checkmark

Get More Flexibility

  • No minimum balance, although you’ll need at least $10,000 to open a Money Market
  • No monthly maintenance fee
  • No minimum investment period
  • Free personal checks
Checkmark

More About Money Markets

A Money Market account is a specialized savings account, meaning there are additional rules to follow.

  • Minimum withdrawal amount is $250 or more
  • Minimum deposit amount is $100 or more
Checkmark

Free Money Market Technology Features

Checkmark

Other Free Money Market Features

Current Money Market Rates

Balance
Dividend Rate
APY
Member Story

If you'd like to earn a higher rate while keeping flexible access to your funds, a money market account could be right for you! Royal Member Ben Lawton shares how Royal suggested a money market as a way to let his savings earn more.

How to Get Started

 

Not a Member?

If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!

Already a Member?

If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.

Start without logging in

Prefer to Visit an Office?

We're here to help open your account in person! Schedule an appointment to meet with a Royal expert at the office of your choice.