Man standing in front of his house

Money Market

Money Market accounts let you earn higher dividends on higher balances

Call us at 800-341-9911 or visit an office

Learn More

4.40% APY* 9-Month Certificate Special Offer Available!

Save smarter and reach your savings goals faster with a high-yield certificate! Open now or see all certificate rates

 

A Money Market account combines the high dividend rate of a savings account with the check-writing feature of a checking account. Our tiered Money Market rates mean that higher balances earn a higher rate. Your funds are federally insured and not subject to market risks, so a Money Market can be a wise investment, especially if you have a large balance. You’ll also be able to access your Money Market funds at any time.

Checkmark

Get More Flexibility

  • No minimum balance
  • No monthly maintenance fee
  • No minimum investment period
  • Free personal checks
Checkmark

More About Money Markets

  • Money Market account funds are kept at Royal in a deposit account
  • Money Market accounts are not subject to market risks
  • Account funds are federally insured by NCUA
Checkmark

Free Money Market Technology Features

Checkmark

Other Free Money Market Features

Current Money Market Rates

Balance
Dividend Rate
APY

Woman meeting with a Royal team member to discuss a HELOC

How to Get Started

 

Not a Member?

If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!

Already a Member?

If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.

Start without logging in

Prefer to Visit an Office?

We're here to help open your account in person! Schedule an appointment to meet with a Royal expert at the office of your choice.