Smart Start Checking
Smart Start Checking has extra perks for young adults plus no minimum balance and no monthly fees
Call us at 800-341-9911 or visit an office
Writing the first chapter of your financial story is easy with a Smart Start Checking account! This free checking account is designed especially for ages 13-25. It includes two free NSF refunds per year^. You’ll also qualify for Way-to-Go Rewards with on-time payments on a Smart Start Auto Loan or Smart Start Home Loan. Smart Start Checking accounts come with a Visa® debit card, paper checks, and easy online account management tools. You also get our free mobile app with camera check deposit!
Free Smart Start Checking Account Features
- Two free NSF refunds per year^
- Way-to-Go Rewards for on-time auto or home loan payments
- Free instant-issue Visa® debit card with secure EMV chip
- 50 free checks for new accounts
- Free electronic or paper statements
- Free unlimited check writing
Free Technology Features
- Free real-time alerts via our mobile app, text message, or email
- Free online banking and Bill Pay service
- Free Apple Pay®, Google Pay™, and Samsung Pay™ digital wallet compatibility
- Free mobile app
- Free camera check deposit using the mobile app
Other Free Features
- Free ATM withdrawals at shared ATMs nationwide
- Free direct deposit
- Free stop payments
- Free CompuTeller access
Additional Resources
- Checking account balancing form
- Direct deposit authorization form
- Reorder checks
- Debit card dispute form
- View all forms and documents
- Lost or stolen card?
