Royal offers different types of checking accounts to meet your needs! See our handy chart for a comparison of each type of account.
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Smart Start Checking 13-25 Years Old |
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No Minimum Balance Requirement |
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Earns Dividends |
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No Monthly Fee |
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Debit Roundup To Savings |
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Smart Checking Ages 13+ |
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No Minimum Balance Requirement |
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Earns Dividends |
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No Monthly Fee |
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Debit Roundup To Savings |
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Smart Checking Plus Ages 13+ |
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Minimum Balance Requirement $700 |
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Earns Dividends |
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Monthly Fee $10 if balance falls below $700 |
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Debit Roundup To Savings |
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Duo Checking Ages 13+ |
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No Minimum Balance Requirement |
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Earns Dividends |
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No Monthly Fee If requirements are met |
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Debit Roundup To Savings |
All Royal checking accounts include:
- Free instant-issue Visa® debit cards with a secure EMV chip
- 40 free checks for new accounts
- Free electronic statements
- Free unlimited check writing
- Free online banking and mobile app
- Free Pay A Bill service
- Free digital wallet compatibility
- Free mobile app with camera check deposit
- Free real-time alerts
- Free stop payments
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