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No minimum balance and a variety of terms make certificates a smart investment! Patience pays off when you open a personal certificate! Leave your funds in the certificate for the specified term and you’ll be rewarded with your original money plus the dividends (also known as interest earnings). The rate is locked in for the term you choose, so the returns are guaranteed. Our certificates have competitive rates and no minimum opening balance.
Learn more about RCU's certificates
Education
Watch Royal Credit Union Videos
Watch Royal Credit Union videos about our Members, how-tos, financial education, and more
Financial Education
Get expert advice and information you can trust about a variety of financial topics
Financial Education
Take a listen to Royal Credit Union’s fun financial podcast – where money and donuts meet, the result is pretty sweet!
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