Man standing in his work shop Man standing in his work shop

Business Line Of Credit

Use this versatile financing tool to help manage your business cash flow or generate short-term funds

Call us at 800-341-9911 ext. #3001

Working Capital Line Of Credit

A business line of credit or working capital line of credit from Royal Credit Union is a flexible option to keep your day-to-day operations running smoothly despite peaks and valleys in your business income and expenses.

Borrow & Repay Over & Over

Like a credit card, a business line of credit provides the option to borrow funds against a credit limit. You can borrow and repay over and over again. This makes a line of credit a versatile option for covering income gaps or seasonal lulls for your business – you can charge expenses during a gap, and pay them back during higher-income periods.

Smart Short-Term Funding

A working capital line of credit is typically used for short-term funding, like when you need to cover just a few months of operating expenses. The flexible structure means you can borrow just what you need at the time, instead of paying interest on a larger sum than you would use.

We Work With Businesses Large Or Small

As a local business lender, we love being part of our community stories. Use our online application to apply for a business line of credit today, or ask us a question. We’re proud to provide friendly service, low origination costs, and quick lending decisions.