Business owner in Eau Claire

Business Certificates

Business certificates make the wait worth it with higher rates and guaranteed returns

Call 800-341-9911 ext. #3040 or visit an office

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5.25% APY* 12-Month Certificate Available!

Save smarter and reach your savings goals faster with a high-yield certificate! Open now or see all certificate rates


Overview and Benefits

Business certificates are a great way to set money aside and earn a great rate. Leave any amount in a business certificate for the length of time you choose and get your money back plus dividends at the end of the term.


Locked-In Rates, Guaranteed Returns

  • Business certificate rates are locked in for returns you can count on
  • Funds are protected from market changes

No Minimum Balance

  • Open a business certificate with any amount

Technology Tools

  • Our free, secure online banking and mobile app
  • 24x7 access to our virtual assistant

Get Answers Anytime

  • Easy access to our team of business banking experts
  • Personalized advice and recommendations

Business Certificate Rates

Our best business certificate rates reward you for saving for the term of your choice!


Business Certificate Calculator

By The Numbers

Royal is proud to serve businesses of all sizes! Large or small, we have your business banking needs covered.


Business Members trust Royal with their business banking needs


Convenient office locations across Wisconsin and Minnesota


Access to your money using our digital tools, 40,000+ surcharge free ATMs nationwide, and 4,500+ shared branches