Get one of the best interest rates around with our Platinum Rewards Visa® Credit Card.
- You can enjoy the ability to pay anywhere with Visa® and earn rewards with every purchase.
- Our credit card is fully compatible with digital wallets like Apple Pay™ and Google Pay™.
- There are also no annual fees and no balance transfer fees.
- It’s a smart way to spend that can even help keep your credit score healthy.
A Smarter Way To Spend
- Earn points on purchases with uChoose Rewards®
- No annual fee
- No balance transfer fee
- 2% or $25 minimum monthly payment
Free Tech Features
- Apple Pay®, Google Play™, and Samsung Pay™ compatible*
- Easier online ordering with Visa Secure Remote Commerce
- Free online banking and mobile app
Credit Card Benefits
- Extended warranty protection** and purchase purchase security**
- Travel and emergency assistance services^
- Roadside dispatch®^
- The Royal Credit Union Platinum Rewards Visa® card includes ID Navigator Powered by NortonLifeLock, providing tools so cardholders can act quickly if their identity is threatened
Current Platinum Rewards Visa® Credit Card Rate
Lost Or Stolen Card?
If you plan to travel outside your normal spending area, please help our fraud detection team by letting us know using a travel memo.
Get help making a payment, redeem your rewards, or try one of the calculators below.