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Platinum Rewards Visa® Credit Card

Our credit card has one low rate for everyone and no-fee balance transfers at any time

Call us at 800-341-9911 or visit an office

Get one of the best interest rates around with our Platinum Rewards Visa® Credit Card. 

  • You can enjoy the ability to pay anywhere with Visa® and earn rewards with every purchase.
  • Our credit card is fully compatible with digital wallets like Apple Pay™ and Google Pay™.
  • There are also no annual fees and no balance transfer fees.
  • It’s a smart way to spend that can even help keep your credit score healthy.

A Smarter Way To Spend

  • Earn points on purchases with uChoose Rewards®
  • No annual fee
  • No balance transfer fee
  • 2% or $25 minimum monthly payment

Free Tech Features

  • Apple Pay®, Google Play™, and Samsung Pay™ compatible*
  • Easier online ordering with Visa Secure Remote Commerce
  • Free online banking and mobile app

Credit Card Benefits

  • Extended warranty protection** and purchase security**
  • Travel and emergency assistance services^
  • Roadside dispatch®^
  • The Royal Credit Union Platinum Rewards Visa® card includes ID Navigator Powered by NortonLifeLock, providing tools so cardholders can act quickly if their identity is threatened

Current Platinum Rewards Visa® Credit Card Rate

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Lost Or Stolen Card?

Traveling Soon?

If you plan to travel outside your normal spending area, please help our fraud detection team by letting us know using a travel memo.

Helpful Information

Get help making a payment, redeem your rewards, or try one of the calculators below.