man and woman in kitchen

Platinum Rewards Visa® Credit Card

Our credit card has one low rate for everyone and no-fee balance transfers at any time

Call us at 800-341-9911 or visit an office

Get one of the best interest rates around with our Platinum Rewards Visa® Credit Card. 

  • You can enjoy the ability to pay anywhere with Visa® and earn rewards with every purchase.
  • Our credit card is fully compatible with digital wallets like Apple Pay™ and Google Pay™.
  • There are also no annual fees and no balance transfer fees.
  • It’s a smart way to spend that can even help keep your credit score healthy.

A Smarter Way To Spend

  • Earn points on purchases with uChoose Rewards®
  • No annual fee
  • No balance transfer fee
  • 2% or $25 minimum monthly payment

Free Tech Features

  • Apple Pay®, Google Play™, and Samsung Pay™ compatible*
  • Easier online ordering with Visa Secure Remote Commerce
  • Free online banking and mobile app

Credit Card Benefits

  • Extended warranty protection** and purchase security**
  • Travel and emergency assistance services^
  • Roadside dispatch®^
  • The Royal Credit Union Platinum Rewards Visa® card includes ID Navigator Powered by NortonLifeLock, providing tools so cardholders can act quickly if their identity is threatened

Current Platinum Rewards Visa® Credit Card Rate

Monthly Payment



Lost Or Stolen Card?

Traveling Soon?

If you plan to travel outside your normal spending area, please help our fraud detection team by letting us know using a travel memo.

Helpful Information

Get help making a payment, redeem your rewards, or try one of the calculators below.