Why Choose Our Great Card
- You can enjoy the ability to pay anywhere with Visa® and earn rewards with every purchase.
- Our credit card is fully compatible with digital wallets like Apple Pay™ and Google Pay™.
- There are also no annual fees and no balance transfer fees.
- It’s a smart way to spend that can even help keep your credit score healthy.
Current Platinum Rewards Visa® Credit Card Rate
The Royal Platinum Rewards Visa® credit card offers no-fee balance transfers at any time!
A Smarter Way To Spend
- Earn points on purchases with uChoose Rewards®
- No annual fee
- No balance transfer fee
- 2% or $25 minimum monthly payment
Credit Card Benefits
- Extended warranty protection** and purchase security**
- Travel and emergency assistance services^
- Roadside dispatch®^
- The Royal Credit Union Platinum Rewards Visa® card includes ID Navigator Powered by NortonLifeLock, providing tools so cardholders can act quickly if their identity is threatened
Free Tech Features
- Apple Pay®, Google Play™, and Samsung Pay™ compatible*
- Easier online ordering with Visa Secure Remote Commerce
- Free online banking and mobile app
How to Get Started
Applying for a Royal credit card is easy!
Apply Online Now
Fill in your info on our easy online application.
Schedule An Appointment
Meet a Royal expert at an office to complete your application.
If you have questions or need help, call our lending team at 800-341-9911 or visit our contact page.