Why Choose Royal's Credit Card
- Pay anywhere with Visa® and earn uChoose Rewards® on every purchase.
- Add your card to digital wallets like Apple Pay™ and Google Pay™.
- No annual fees and no balance transfer fees.
- Responsible credit card use can help build your credit score.
The Royal Platinum Rewards Visa® credit card offers no-fee balance transfers at any time!
A Smarter Way To Spend
- Earn points on purchases with uChoose Rewards®
- No annual fee
- No balance transfer fee
- 2% or $25 minimum monthly payment
Credit Card Benefits
- Extended warranty protection** and purchase security**
- Travel and emergency assistance services^
- Roadside dispatch®^
- The Royal Credit Union Platinum Rewards Visa® card includes ID Navigator Powered by NortonLifeLock, providing tools so cardholders can act quickly if their identity is threatened
Free Tech Features
- Apple Pay®, Google Play™, and Samsung Pay™ compatible*
- Easier online ordering with Visa Secure Remote Commerce
- Free online banking and mobile app
How To Get Started
There are two easy ways to apply for a Royal credit card!
Apply Online Now
Complete our easy online application and get a decision fast.
Visit An Office
Instead of applying online, schedule an appointment at an office to apply.
If you have questions or need help, call our lending team at 800-341-9911 or visit our contact page.