Get one of the best interest rates around with our Platinum Rewards Visa® Credit Card. You can enjoy the ability to pay anywhere with Visa® and earn rewards with every purchase. Our credit card is fully compatible with digital wallets like Apple Pay™ and Google Pay™. There are also no annual fees and no balance transfer fees. It’s a smart way to spend that can even help keep your credit score healthy.
A Smarter Way To Spend
- Earn points on purchases with uChoose Rewards®
- No annual fee
- No balance transfer fee
- 2% or $25 minimum monthly payment
Free Tech Features
- Apple Pay®, Google Play™, and Samsung Pay™ compatible*
- Easier online ordering with Visa Secure Remote Commerce
Credit Card Benefits
- Warranty manager and purchase security
- Travel and emergency assistance
- Roadside dispatch service
- Personal identity theft coverage
Please note: effective February 1, 2021, Visa® will no longer provide auto rental damage collision waiver as a benefit on the Royal Credit Union Platinum Rewards Visa® credit card.
Current Platinum Rewards Visa® Credit Card Rate
Lost Or Stolen Card?
If you plan to travel outside your normal spending area, please help our fraud detection team by letting us know using a travel memo.
Need help with the numbers. Try one of the calculators below.