man sitting in a chair by the river

Personal Line of Credit

A personal line of credit gives you the flexibility to borrow and repay over and over

Call us at 800-341-9911 or visit an office

Learn More

A Personal Line of Credit is an easy way to get the funds you need now. You’ll get convenient terms and low rates.

Benefits

  • No collateral needed
  • Easily access funds online, in the mobile app, by phone, or at an office
  • Withdraw only the funds you need, with no minimum withdrawal
  • Make payments on only the amount you’re using
  • The minimum credit line is $2,000

Current Personal Line of Credit Rate

Margin
APR

 

Member Story

Member Antar Saleem shares how a Personal Loan helped him get his car repaired.


How To Get Started

We off many easy ways to open an account with Royal Credit Union

Apply Online Now

Complete our easy online application and get a decision fast.


Visit An Office

Instead of applying online, schedule an appointment at an office to apply.


Need Help?

If you have questions or need help, call our lending team at 800-341-9911 or visit our contact page.