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Home Mortgage Loans

Buy, build, or refinance your home with the help of our team of home loan experts

Call us at 715-833-7251 or visit an office

 

 

$250 Off Mortgage Closing Costs*

Ready to buy, build, or refinance? Royal has the mortgage solutions to meet your needs! Offer valid on new mortgage loans only; offer does not apply to HELOCs.


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Home Mortgage

Buy your first home or upgrade with flexible mortgage options, competitive rates, and trusted guidance from our mortgage experts.

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New Construction & Land

Finance a land purchase or custom build with one closing, local expertise, and support from start to finish!

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Home Equity Line Of Credit

Turn your home’s equity into opportunity! Use HELOC funds for a large purchase, remodel, debt consolidation, and more.

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Refinance Your Home

Explore money-saving options with a home refinance
See if a refinance could help lower your rate, adjust your term, or let you tap into your home's equity!

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Investment Property

Finance rental or investment properties with lending options built for long-term goals, cash flow, and portfolio growth.

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Additional Home Loan Options

Explore home loan solutions beyond standard mortgages, including unique programs and borrowing options tailored to you.

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Mortgage Loan Team

Count on our mortgage loan team to provide friendly, personal service throughout the home loan process!

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HELOC Team

Our mortgage loan specialists are here to assist with home equity lines of credit, also known as HELOCs.

 

 

Our Home Loan Rates | View All

 


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We're Your Trusted Local Home Loan Partner

Our experienced team will work with you during every step of the mortgage process from preapproval to closing

For Homebuyers

Start learning about buying a home with these resources

Need Help With An Existing Home Loan?

We've put together some helpful information for you

Contact Us

Have a question or need help? We're here for you!



*$250 off closing costs offer available for new Royal Credit Union mortgage loans only. Not valid on home equity lines of credit. Redeem offer by presenting voucher to your Royal Credit Union Mortgage Loan Representative. Offer cannot be applied to existing loan applications or previously closed loans. Offer valid on mortgage applications received January 2-February 28, 2026. Loans subject to credit approval. Equal Housing Opportunity.