Royalty Offers, Promotions & Perks
These promotions and perks are available to all Royal Credit Union Members. Become a Member today!
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$250 Bonus For New Checking Accounts!
Just open a new checking account by May 31, receive two payroll direct deposits of $200 or more, and we’ll put $250 in your savings account. It’s that easy!
Home Equity Line Of Credit
It’s time to get a Royal HELOC and turn your home’s equity into opportunity! Apply for a HELOC before May 31, 2025 to get this $250 off closing costs offer.
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4.25% APY* 12-Month Certificate Special Offer Available!
Royal certificates can help you save for all of life’s milestones. Don’t miss this special offer—lock in these fantastic rates for higher returns!
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3.50% APY* 18-Month Certificate Special Offer Available!
Whether you’re saving for college, a vacation, wedding, or a down payment on a house, a Royal certificate can help you reach your savings goals faster.
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Get a $1,250 bonus when you bring $100,000 or more in new money to open a personal or business Money Market account.
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Get A Free $5 Check When You Download The Royal Mobile App!
Stop by any Royal office and we’ll help you set up our mobile app, provide directions on how to use mobile deposit, and even give you a $5 check for you to deposit into your Royal account!
Educational Program
Access personalized financial lessons about all kinds of topics with Enrich! This free financial wellbeing tool provides interactive online resources tailored to you including courses, articles, and more!
Financial Education
Whether you want to make a budget, save for a down payment on a house, or save money on your loans, our free financial review gives you the opportunity to meet with a Royal expert and receive personalized recommendations.
Help & How To
Way-to-Go Rewards are extra incentives for young adults with a Smart Start Checking account who pay their Royal vehicle or home loan on or before the due date to receive a bonus deposit into their checking account.
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Royal Credit Union Employer Partnerships
We partner with local organizations to provide their employees with discounts and special offers on our financial products and services. See if your employer is part of the program or how your organization can join!
How To Get Started
You get more by being a Member at Royal! Become a Member today!
Not a Member?
If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!
Already a Member?
If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.
Prefer to Visit an Office?
Instead of applying online, schedule an appointment at an office to apply.