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Kwik Cash Overdraft Protection

Protect your business accounts against NSF charges with Kwik Cash overdraft protection

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Business Kwik Cash overdraft protection helps guard your accounts against insufficient funds charges. Our Business Kwik Cash overdraft protection automatically transfers money to your business checking account if the balance goes below zero. This will prevent an NSF charge and ensure that your transaction can be completed.

Benefits Of Overdraft Protection

Business Kwik Cash is a line of credit linked to your business checking account. In the event of an overdraft, available Kwik Cash funds will automatically be transferred to your checking account in $100 increments to bring the balance above $0. This means that vendors, suppliers, or your employees will be able to process your payment as you intended.

The current Kwik Cash interest rate is shown below. There is no charge for having or using Kwik Cash besides the interest on the amount you use. Depending on the amount of the overdraft, Kwik Cash overdraft protection can be less expensive than an insufficient funds charge or a late payment fee from the party you are paying.

Because Kwik Cash is a line of credit, you can also advance available Kwik Cash funds at any time through online banking, our mobile app, by phone, or at an office. This makes it an attractive option for use as a temporary source of emergency funding.

Current Rate


Easily access your funds with a business checking account

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