Business Credit Card
The Business Rewards Visa® credit card offers flexible spending power for almost any business need
Call us at 800-341-9911 ext. #3001
Take Control & Earn Rewards
The Royal Credit Union Business Rewards Visa® makes it easy to manage your business expenses and earn uChoose Rewards® points. It offers many of the same benefits as a business loan, like a low interest rate and flexible access to funds when you need them, so it can be a smart solution for your business needs.
Business Credit Card Details
- One low rate for everyone
- No annual fee
- 25-day interest-free grace period
- No-fee balance transfers every day
- Earn uChoose Rewards® points that can be redeemed for travel, gift cards, merchandise, and more
Security & Convenience
- Cards include EMV chip and digital wallet support
- Can have separate cards for different areas of the same business
- Can set individual spending limits per cardholder
- Learn more about sub-cards and limits
Free Tech Features
- Easy automatic payment options
- Free, secure online banking and mobile app
- 24x7 access to our rcu.org virtual assistant
- Easier online ordering with Visa Secure Remote Commerce
Current Business Credit Card Rate
Frequently Asked Questions
What is Royal Credit Union’s Business Rewards Visa credit card?
Royal’s Business Rewards Visa® is a business credit card that offers flexible spending power for almost any business need. It makes it easy to manage your business expenses and earn uChoose Rewards points that can be redeemed for travel, gift cards, merchandise, and more. The card also offers no annual fee, a 25-day interest-free grace period, and no-fee balance transfers every day.
Can I get separate business credit cards for different users and areas of my business?
Yes. With Royal’s Business Rewards Visa, you can have separate cards for different areas of the same business and set individual spending limits per cardholder. This gives you greater control over business spending across departments or employees.
Can I transfer balances from other credit cards to the Royal’s business credit card?
Yes! Royal’s Business Rewards Visa offers no-fee balance transfers every day. If your business carries balances on higher-rate cards, transferring those balances to our Business Rewards Visa could help you save on interest charges.
Does Royal’s business credit card have any fees?
Royal’s Business Rewards Visa has no annual fee and no balance transfer fee. However, cash advances carry a fee of 3% of the transaction amount with a $10 minimum and $75 maximum. A foreign transaction fee of up to 2% also applies.
