

Online Banking Login
Login
You can now log in to the personal or business online banking from the same spot!
Federally Insured by NCUA
Sign Up For Online Banking
Online banking gives you an amazing level of control over your accounts as well as access to your statements
Save Time With The Mobile App
Save time and gain access to your accounts anywhere by using the many features in the Royal Credit Union mobile app.
Apple and the Apple logo are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
Search Our Site
Popular Search Terms
At Royal Credit Union, we're working hard to make it easy for our Members - join us today and start writing your story
Call us at 800-341-9911 or visit an office
That’s the question we always ask new Members, because we’re looking forward to being a part of your story. To join Royal, all you need to do is open a savings account with a minimum balance of $5.
When you join Royal, you’re joining over 200,000 like-minded Members who want to be part of the best credit union in their area. As a not-for-profit credit union, Royal returns profits back to our Members in the form of better rates, fewer fees, and more free account services. Being a Member also supports your community. Our RCU Foundation nonprofit has awarded more than 3 million dollars in charitable grants since 2012.
Five dollars is defined as the par value of a Member’s credit union share in our bylaws. All Members must maintain a minimum balance of $5 in their savings account to keep their share in the credit union.
To join Royal Credit Union, you must live or work in one of the counties we serve listed below. You may also join no matter where you live if you have an immediate family member who is already a Member or lives or works in one of the counties we serve. If you live in Minnesota or Wisconsin, you may also become a Member by making a $5.00 donation to our nonprofit RCU Foundation yourself, or having a $5.00 donation to the Foundation made on your behalf.
In addition to the eligibility requirements explained above, the following people are eligible for Membership: