Savings Accounts
Put your money to work when you earn dividends at our great savings rates
Call us at 800-341-9911 or visit an office
High-Yield Savings Account
A savings account that rewards savers with competitive rates and access to funds at any time
Personal Savings
A place to keep your funds safe and sound
Kids' Savings
Start saving habits early with a kids’ saving account
Health Savings Accounts
A special account for health-related expenses
Lock & Earn Account
Grow your savings faster and earn a higher rate when you lock your funds for 8 months.
It's Always The Right Time To Start Saving!
We make it easy to save for the future with a great rate and easy-to-use account tools
Savings Resources
See how much you'll need to save, or decide if a certificate is right for you
Other Options
Looking for other personal accounts or business savings?
Frequently Asked Questions
What savings accounts does Royal Credit Union offer?
Royal Credit Union offers a high-yield savings account, personal savings, kids' savings, health savings accounts, and a Lock & Earn account. Certificates and retirement accounts are also available for money you can set aside for a fixed term. Current rates for every savings account are published on Royal's rates page and subject to change at any time.
What is the difference between a savings account and a certificate?
A savings account at Royal Credit Union lets you deposit and withdraw money at any time while earning dividends on the balance. A certificate holds a fixed amount for a fixed term, usually pays a higher rate in exchange for leaving the money untouched, and may charge a penalty for early withdrawal. Certificates are a great choice for money you know you will not need for a set period, whereas savings accounts are better for money you may need at short notice.
