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Open Your Account

Use the options below to open a personal checking, savings, money market, certificate, HSA, or IRA account.

What You’ll Need To Open An Account

  • Personal info for all account owners: valid ID, social security number, and date of birth
  • Contact info for all account owners: current street address, phone number, and email address
  • Opening deposit: if you’re not a Member, $5 minimum deposit from external funds
  • For IRAs/HSAs: Beneficiary information, including social security numbers

Already submitted your application?



Not a Member

If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!


Already a Member

If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.

Start without logging in

If you don’t have online or mobile banking, learn how you can sign up!

Open a Business Account

New and existing business Members can use the button below to open a business account.