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Open a Checking, Savings, Money Market, Certificate, HSA, or IRA Account.

Not a Member

If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!


Already a Member

If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.

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You can also start without logging in

If you don’t have online or mobile banking, learn how you can sign up!

Open a Business Account

New and existing business Members can use the button below to open a business account.


What You’ll Need To Open An Account

  • Personal info for all account owners: valid ID, social security number, and date of birth
  • Contact info for all account owners: current street address, phone number, and email address
  • Opening deposit: if you’re not a Member, $5 minimum deposit from external funds
  • For IRAs/HSAs: Beneficiary information, including social security numbers

Already submitted your application?