Public Entity Money Market Account
Earn a competitive rate while keeping your organization’s funds liquid and accessible.
Email us at treasury.sales@rcu.org or find a Treasury Management Officer
Overview and Benefits
Public entities need financial solutions that balance strong returns with easy access to funds. Royal Credit Union’s Public Entity Money Market Account is designed specifically for municipalities, school districts, public libraries, and other qualifying public organizations.
This account allows your organization to earn a competitive rate on deposits while maintaining liquidity, giving you the flexibility to access funds when needed while maximizing earnings. Whether you’re managing operating funds, reserves, or short-term balances, this account provides a reliable way to help your organization make the most of its funds.
Why Choose a Public Entity Money Market Account?
- Competitive rate on all deposits
- No minimum opening balance
- No monthly maintenance fees
- Maintain access to funds whenever needed
- Rate indexed to the 3-month U.S. Treasury rate and may change monthly
- Available exclusively to qualifying public entities
Royal Credit Union has proudly supported communities for over 60 years. We understand the financial needs of public organizations and are committed to providing solutions that help you maximize resources and support the communities you serve.
Public Entity Money Market Account Rate
Frequently Asked Questions
What is Royal's Public Entity Money Market account?
Royal’s Public Entity Money Market Account is designed specifically for municipalities, school districts, public libraries, and other qualifying public organizations. It allows your organization to earn a competitive rate on deposits while maintaining liquidity, giving you the flexibility to access funds when needed while maximizing earnings.
Are there fees or a minimum balance requirement on the Public Entity Money Market account?
No. There is no minimum balance requirement and no monthly maintenance fees for a Public Entity Money Market account at Royal Credit Union. This makes it an accessible option for public organizations of all sizes.
Can we access our public entity funds at any time?
Yes. Deposits in the Public Entity Money Market Account remain liquid and accessible as needed. Whether you're managing operating funds, reserves, or short-term balances, this account provides the flexibility to access your organization's funds whenever they're needed.
Why should our public organization choose Royal Credit Union?
Royal Credit Union has proudly supported communities for over 60 years. Royal understands the financial needs of public organizations and is committed to providing solutions that help you maximize resources and support the communities you serve. The Public Entity Money Market Account combines a competitive indexed rate with full liquidity and no fees, giving your organization a reliable way to make the most of its funds.
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