Public Entity Money Market Account
Earn a competitive rate while keeping your organization’s funds liquid and accessible.
Email us at treasury.sales@rcu.org or find a Treasury Management Officer
Overview and Benefits
Public entities need financial solutions that balance strong returns with easy access to funds. Royal Credit Union’s Public Entity Money Market Account is designed specifically for municipalities, school districts, public libraries, and other qualifying public organizations.
This account allows your organization to earn a competitive rate on deposits while maintaining liquidity, giving you the flexibility to access funds when needed while maximizing earnings. Whether you’re managing operating funds, reserves, or short-term balances, this account provides a reliable way to help your organization make the most of its funds.
Why Choose a Public Entity Money Market Account?
- Competitive rate on all deposits
- No minimum opening balance
- No monthly maintenance fees
- Maintain access to funds whenever needed
- Rate indexed to the 3-month U.S. Treasury rate and may change monthly
- Available exclusively to qualifying public entities
Royal Credit Union has proudly supported communities for over 60 years. We understand the financial needs of public organizations and are committed to providing solutions that help you maximize resources and support the communities you serve.
Public Entity Money Market Account Rate
Public Entity Money Market Frequently Asked Questions
Is the rate promotional?
No, the advertised rate is the normal rate, not a special rate for new accounts.
Can we access funds anytime?
Yes, deposits remain liquid and accessible as needed.
Does the rate change?
The rate may change monthly and is indexed to the 3 month U.S. Treasury rate.
Are there fees or minimums?
There’s no minimum opening balance and no monthly fees for a public entity money market account at Royal Credit Union.
By The Numbers
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