Auto Loan Rates As Low As 4.54% APR

Royal Credit Union offers competitive auto loan rates and flexible terms to help make buying or refinancing a vehicle more affordable. Whether you’re purchasing a new or used car or truck, or looking to refinance an existing auto loan to see if you could lower your rate or monthly payment, Royal can help. Our vehicle loans feature great rates, a convenient online application, quick loan decisions for most loans, and terms designed to fit your budget.

Check out the available vehicle loan rates below to compare options for different loan lengths and different vehicle years. Note that the rates shown are the best available rate, and rates can vary based on a borrower’s credit. Submit your online loan application in minutes – and don’t forget that you can even get preapproved before you find the perfect vehicle!