What Are You Saving For?
Reach your financial goals with Royal!
Compare Your Royal Savings Options
Whether you’re building your emergency fund, saving for something special, or looking for ways to help your money grow, Royal Credit Union can help you find your savings fit with savings options designed for different goals and timelines.
High-Yield
Savings Account |
BEST FOR Savers with Royal checking and direct deposit; flexible access to funds |
DIVIDENDS EARNED $$$ Tiered rates for higher balances |
RELATIONSHIP REQUIREMENTS Must have qualified checking & $500+ direct deposits every 60 days |
ADDITIONAL DETAILS Earns lower rate if checking and direct deposit requirements aren’t met or balance reaches $250,000 or more |
Money Market Account |
BEST FOR Savers without checking who need flexible access to funds |
DIVIDENDS EARNED $$ Tiered rates for higher balances |
RELATIONSHIP REQUIREMENTS None |
ADDITIONAL DETAILS Checks available upon request |
Save & Spend Duo Savings |
BEST FOR Savers with Royal checking who frequently use their debit card and want automatic savings |
DIVIDENDS EARNED $$$ First $10,000 earns higher rate |
RELATIONSHIP REQUIREMENTS Must have Duo Checking, 20+ monthly debit card transactions & log in to online banking every 90 days |
ADDITIONAL DETAILS $5 fee if less than 20 debit card transactions in a month; Debit Roundup for automatic savings |
Certificate |
BEST FOR Savers who can lock funds for a set amount of time |
DIVIDENDS EARNED $$$ Fixed rate |
RELATIONSHIP REQUIREMENTS None |
ADDITIONAL DETAILS Early withdrawal penalties apply |
Savings Calculator
Not sure which savings option is right for you?
We’re here to help you compare accounts and choose a savings path that fits your needs.
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