Business owner and Member of RCU depositing a checking using his mobile phone

Business Savings

Business savings accounts can help boost your bottom line by earning dividends

Call 800-341-9911 ext. #3040 or visit an office

Learn More

Overview and Benefits

Our business savings accounts let you set aside your business funds while earning a great rate. Put your money to work with a business savings account at Royal Credit Union!

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Earn More With Fewer Fees

  • High rates help your business savings grow
  • No monthly maintenance fees
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$5 Minimum Balance

  • Just $5 makes you a Member!
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Your Share Of The Credit Union

  • A savings account is required for business Membership at Royal
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Easily Access Your Funds

  • Free business savings account access at Royal ATMs using an ATM card or linked debit card
  • Access to 40,000+ surcharge-free ATMs nationwide
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You Also Get

  • Our free, secure online banking and mobile app
  • Real-time transaction and balance alerts
  • Camera check deposit to your business savings account using the app
  • 24x7 access to our rcu.org virtual assistant
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Get Answers Anytime

  • Our team of business banking experts is here for you
  • We can provide personalized advice and recommendations

Business Savings Account Rate

Save and earn with Royal's great business savings account rate!

Product
Dividend
APY

Riverwood Nature Center Member Story


RCU business banker at Riverwood Nature Center

Frequently Asked Questions

 

What is Royal’s business savings account?
Royal’s business savings account lets you set aside your business funds while earning dividends at a competitive rate. It's a straightforward way to put your money to work and help boost your bottom line with no monthly maintenance fees and easy access to your funds.

Are there fees on the Business Savings account at Royal Credit Union?
No. There are no monthly maintenance fees on Royal’s business savings account. A $5 minimum balance is required to open a Membership account for your business, but there is no minimum balance for additional savings accounts.

How can I access my business savings account?
You can access your business savings account at more than 40,000 surcharge-free ATMs nationwide using an ATM card or linked debit card. You also have access to free and secure online banking, Royal’s mobile app with camera check deposit, and real-time account alerts.

Why is a savings account required for business Membership at Royal Credit Union?
A business savings account is required because it represents your share of the credit union. As a Member-owned, not-for-profit organization, Royal Credit Union requires this account to establish your Membership.

Can I get help managing my business finances at Royal?
Yes. Royal Credit Union has a team of business banking experts ready to provide personalized advice and recommendations. Whether you have questions about your savings account or need guidance on other business banking solutions, the team is here for you. Call 800-341-9911 ext. #3040 or visit a local office.


By The Numbers

Royal is proud to serve businesses of all sizes! Large or small, we have your business banking needs covered.

10,000+

Business Members trust Royal with their business banking needs

27

Convenient office locations across Wisconsin and Minnesota

100%

Access to your money using our digital tools and 40,000+ surcharge free ATMs nationwide