Federal Holiday Hours - Royal offices and Member Service will be closed Wednesday, Nov. 11 and open normal hours Thursday, Nov. 12. Royal's online and mobile banking are available 24/7.
Banking Solutions For Public Entities
Choose a financial partner that supports your community
Why Choose Royal
Public entities have important financial needs to support the people and places they serve every day. At Royal Credit Union, we’re proud to offer banking solutions that help municipalities, school districts, libraries, and other public organizations manage funds, simplify everyday operations, and stay focused on serving their communities.
Royal’s core purpose of creating a positive impact in the lives we touch means we show up for the communities we serve. From supporting local initiatives to helping organizations manage day-to-day financial needs, we’re committed to being a reliable partner for those working to keep communities strong.
We understand public entity banking – where accountability, accessibility, and smart stewardship matter. Partnering with Royal means we’ll work together to support your financial goals, and you’ll benefit from Royal’s modern accounts and smarter financial solutions that help manage cashflow, maintain access to funds, and make operations more efficient.
As a public entity partner, Royal’s team of trusted business experts is here for you. We’re ready to safeguard your best interests, supplement your resources and knowledge, and offer non-stop support and answers along the way. Explore our public entity banking solutions below and start your relationship with Royal Credit Union today!
Public Entity Money Market
- Balances earn a competitive, index-based dividend rate
- Funds remain liquid and accessible at any time
- No minimum balance requirement and no monthly fees
Business Checking Accounts
- Choose no-minimum checking or $3,000-minimum checking that earns dividends
- 300 checks written or deposited free each month; additional checks have a $0.10 per item charge
- Free debit cards for all users
Sweep Accounts
- Automatic transfers based on your organization’s balance thresholds
- Reduce time and cost of monitoring daily liquidity
- Choose from four sweep account options
Business Line of Credit
- Flexible working capital to help manage cash flow and expenses
- Borrow and repay over & over
- Only pay interest on what you use
ACH Services
- Seamlessly send and receive funds to or from many different accounts
- Access ACH templates and imports for faster processing
- Customize user limits and dual approval options
Positive Pay
- Automated fraud protection helps stop unauthorized transactions
- Monitors accounts and requires approval to clear unexpected check or ACH transactions
Online & Mobile Banking
- See balances, transaction history, check images, statements, and more
- Configure real-time balance and transaction alerts
- Customize access levels and permissions for different users
- Supports connections to third-party accounting software
When It Comes To Business Banking, Royal Does It All
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