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Realtor® Commission Advance Loans

Wisconsin and Minnesota Realtors® may be able to borrow against pending commissions with a commission advance loan from Royal. It’s a way to keep your budget on track even if you need to wait months for your sale to close and commission to be paid.

  • Interest rate is based on the Prime rate plus a 3% margin*
  • Fast processing times, typically 24 hours or less
  • Repayment is required when your commission is paid
  • Must have at least two commissions pending payment within 120 days
  • Minimum loan amount is $1,000
  • Maximum loan amount varies by broker but is typically $5,000 or 50% of pending commissions
  • Your broker must be enrolled in our Commission Loan Program before you apply
  • You’ll also need to download the commission loan form
  • You must have a Royal account for funds to be deposited into
  • There may be a service charge for originating a commission advance loan