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Shared Branching and Shared ATMs

Find a Shared Branch or Shared ATM Below



Shared branching might just be the best-kept credit union secret. Because Royal Credit Union belongs to the CO-OP shared branch network, our Members can access their funds in person at any credit union that is also a part of the CO-OP network. These other credit union locations are called shared branches, and the CO-OP network includes over 5,000 shared branches across the Unites States. This means our Members can access their money at more locations than most banks.

Advantages Of Shared Branching

You’ll be able to access your accounts in person at any credit union that’s part of the CO-OP network. There are currently more than 3,500 credit unions in this network, with more than 5,000 shared branches available to Members. You’ll always have access to your money even when you’re outside of the areas where Royal has offices.

 Find a CO-OP Shared Branch

Shared ATMs

As an added bonus, Royal is part of the MoneyPass, Visa Plus Alliance (Plus), and Alliance One surcharge-free ATM networks! You can make surcharge-free transactions at over 40,000 ATMs nationwide. Even if you’re across the country, you’re probably not far from a shared branch or ATM. You can find a surcharge-free shared ATM using the locator map above.

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