Tammy Smith
Mortgage Loan Officer
Tammy began her career with Royal Credit Union in 2006, bringing with her experience dating back to 1991. Her priority is to provide exceptional service while making the lending process easy, transparent, and stress-free.
Having spent much of her life in River Falls and now calling Hudson home, Tammy enjoys being an active part of the communities she serves.
Working from Royal Credit Union's Hudson office, she enjoys helping members navigate one of life's biggest financial decisions and believes in taking the time to educate borrowers, answer questions, and provide personalized solutions that fit their unique goals.
Whether it's a first home, a dream construction project, or a refinance, Tammy is dedicated to guiding members every step of the way. She takes pride in helping individuals and families throughout Wisconsin and Minnesota achieve their homeownership goals while building lasting relationships along the way.
In her free time, Tammy enjoys hiking with her dog, traveling with her family, and making memories at concerts and live music events.
Specialties:
- Discussing which loan program best fits your needs
- Calculating how much house you can afford
- Getting preapproved and providing a preapproval letter
- Locking your mortgage rate after you have an accepted offer
- Learning more about construction loans
- Buying investment properties
- Refinancing an existing mortgage
