Offers

Certificate Offer
Checking Offer
3.04% APY* 18-Month Certificate
savings

Certificates are for everyone and your patience pays. At Royal, we're paying our Members for patiently saving their money in certificates. Open to current and new members. No minimum. 

Open an Checking Account with Direct Deposit & Receive $200

We know you are busy. That’s why we offer convenient checking that fits your lifestyle. Open an account and we’ll deposit $200 into your savings account.**

Save $150 on a Home Equity Line of Credit***
Home Equity Line of Credit

Do you have backyard envy? Or looking to start that remodeling project?  Or just want to consolidate debt? Discover the hidden value in your home with a home equity line of credit.  Get access to your fund when you need them for any reason. 

Royalty Program
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We want to say thank you to our Members by introducing a brand new loyalty program. As a current Member you will receive advanced notice to unlock special offers especially for you! At Royal we want you to feel like royalty simply for being a loyal Member.

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*APY = Annual Percentage Yield. Rates current as of 3/13/19. Last changed on 3/13/19. The above rates are subject to change at any time without notice. Dividends calculated daily, compounded and paid monthly. Substantial penalty for early withdrawal. Charges could reduce the earnings on the account.

**Offer valid to persons with no prior checking relationship with Royal Credit Union in the last 12 months. To qualify for $200 offer, account holder must receive a direct deposit within 60 days from account opening. Account must remain open for six months. $200 will be deposited to the savings account after two consecutive direct deposits are confirmed and received. If all requirements of offer are not met, Royal reserves the right to reclaim the $200. Primary account owner responsible for any applicable taxes. Offer valid through 2/28/19 and cannot be combined with any other offer. Subject to termination at any time. Other conditions and restrictions may apply. Upon qualification. Minimum $5 initial deposit is required for savings account at 0.80% APY=Annual Percentage Yield. Rates current as of 1/15/2019. Last changed on 4/2/2018. Rates are subject to change at any time without notice. Fees could reduce earnings on account.

***APR=Annual Percentage Rate. APR may vary. For qualified borrowers only. Rates shown are for up to 70% TLTV for borrowers with 700+ credit score. The maximum interest rate of 18% may be imposed in a variable-rate plan. Finance charges of $150 may be imposed. Closing costs could range from $150-$350. Manufactured homes and vacant land qualify for 80% financing. All other traditional homes may qualify for 100% financing. Certain exceptions may apply. Rates current as of 3/15/19. Last changed on 12/21/18.